I stayed with the same insurance company for years, but they got pricey. I've been using an broker for the last few years and they get great prices but I have to switch companies every year because it seems like the companies play the game of first going for market share and then later jack up rates. House insurance is worse, but auto does it too. And its big money. The range in quotes for home insurance this year was from $1,700 to $4,400. $2,200-$2,500 seems like the market price.
My questions are: do you think being loyal to an insurance company means anything to them? The broker I have been using is $200 more than the least expensive. How price sensitive are you?
My questions are: do you think being loyal to an insurance company means anything to them? The broker I have been using is $200 more than the least expensive. How price sensitive are you?