Owen Lucas
$100 Site Donor 2023
- Joined
- Sep 5, 2021
- Messages
- 2,581
This is a good point. If the total loss threshold is 100% in his state then it might be harder to do but calculating salvage into the mix it is possible. I used to do constructive total losses in some states I worked in where we used visible damage + hidden damage + salvage + towing and storage to get over the threshold.One thing to keep in mind if you want to push for a total loss is that the ACV less the salvage value of the record truck might be less than the repair cost. That thing is still probably worth $12-$20k in salvage as it sits.
Follow up with the adjuster and explain that they should total it in the name of customer service since you’ll be without a truck for 3+ months and the repairs are probably more than the total loss payout once USAA sells the salvage.
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