I am looking to pay off my mortgage soon. The money to pay it off came from the sale of my previous house. It's currently in an S&P Index Fund. And a few individual stocks. Things are looking good for the S&P to hit 5000 next year and inflation to drop to 2% and the Fed to cut the rate maybe in March. I wonder when to sell S&P Index Fund. While things look pretty certain. Possibly sell a portion of the index fund as the S&P moves to 4800 then more at 4900 then the rest at 5000