Well maybe those who see cut open filters day in day out aren't as shocked as those who post in here.
Pleats have looked like these pictures, at least since 1982 when I started selling filters full time.
Over the years, and long before clicker valves, i've seen much worse.
Some of the common reasons why media will appear as they do in these photo's are all those things that we know effect the media. Dirt through the air filter or vacuum hoses, old oil sludge that remains in the pan and contaminates the "fresh" oil, extended drain intervals, overheated engines due to improper cooling system maintenace, and coolant leaks or water condensation that is present in the oil.
What we have in the forum are people who take very good care of their pride and joys. What we have in real life are people who neglect maintenance and think that just changing oil is enough to do the trick. Especially with people who trade their cars in every 2-3 years. The second or third owner pays the price for previous maintenance.
Lubeowners pics are interesting but without the data of his "good" frequent customers and what their maintenance habits are to compare what happens on the same engine over 2-3-4 oil changes and the filters being cut open on that one specific vehicle, he will always find what he does.
One of the most neglected pieces of oil & filter information to consumers is the cooling system. Basically 1/3 of the heat generated by the engine is dissipated through mechanical energy. 1/3 through the cooling system. And 1/3 through the ambiant air and oil itself. The oil actually helps to cool the engine.
When people extend or use up their coolant ( it's NOT just antifreeze) and the cooling system can not dissipate the heat generated by the engine, then the oil is subject to higher temps and can struggle to do more than it was intended. This is where some of the sludge comes from.
As I mentioned in an earlier post, that wavy pleats ( and the sludginess of the oil in his pics) is probably due to the coolant wearing out not doing it's job or water present. Or the oil additive package is dropping out of suspension for whatever reason and impacting the media.
Without lubeowner or the vehicles owner sending in a sample of the oil for analysis , he/we will not know what is present in the oil that could have caused what the pics show.
The filter is an appendage in the lubricating system. It will see all the faults that occur over time. It will not remain pristine when it is not used in pristine conditions..like your engine.