Looks to me like it's covered. If turbo replacement is in the picture, it clearly states it in the post the critic provided. The cooling system itself may not be covered, so I can see them charging you for a pipe and a couple of gaskets, but since they are replacing the turbo, regardless of the reason, then it should be on them. I would get advice from another dealer. If they say the same, either take it to court, fix it yourself, or get rid of it.