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#4505094 - 09/02/17 06:49 AM NYCM Insurance, any reviews?
MoneyJohn Offline

Registered: 03/01/12
Posts: 153
Loc: Southern NY
Hello folks,

Auto and rental insurance renewal are due this month. Shopping around for options. I got a quote from NYCM insurance that is about $600 less than Erie. I am curious if anyone has any experience with them.

Also, how does it work with their renewals, do they jack up the rates like others? My Erie premium is going down every year with $100 off deductible for a claim free year. NYCM does not have this option, but curious if these low rates are just carrots to get the business and then jack up after a year.

Any experience you may have with them is welcome.
2015 Subaru Forester 2.5i Premium w/ EyeSight
2006 Nissan Sentra 1.8S Special Edition

#4505225 - 09/02/17 09:23 AM Re: NYCM Insurance, any reviews? [Re: MoneyJohn]
BISCUT Offline

Registered: 12/28/11
Posts: 1895
Loc: NewYorkistan
My agent is a friend and moves me around as premiums climb after the second or third year. I've had NYCM for 3 years now and basically zero increase. I've had 1 claim for a pop up camper that was damaged and way, way upstate NY. They treated that exactly like you'd want a claim to be treated. Full investigation. Very happy with that. Maybe that is how they keep claims down and costs down.

So far so good and unless they jack up premiums I'll be staying.
2015 F150 Lariat M1 0-20 FRAM U(27k)
2017 Sub OB M1 5-30 FRAM U(28k)