I was communicating with a Mitsubishi dealer in the next State over about buying a Mirage. I’m looking at the SE trim and they are hard to find. This dealer gets 4.8 google stars on reviews, take that with a grain a salt. They sell their cars with no ADM or dealer installed accessories so they say. So the salesman emails me a purchase order and I notice on the bottom a Thief charge of $299. I replied about it and says it‘s VIN etching and you can decline it. I then asked him if they etched all the windows already because I won’t buy the car if it has been done. He came back and said they put the VIN on different body panels only. He emails me the contract with a 7.75% interest rate and says the loan will be going through BofA. I then went on the BofA website and their rates start at 6.49%, I have a 800 FICO, so I would qualify for their lowest rate. I emailed him back and told him this and I said I think you guys are padding the rate for profit. I haven’t heard back from them since this last email. I know it’s legal for dealers to add points to loans but I feel it’s unethical in my mind. These dealers will try to do everything that is still legal to fleece your money. Having a huge lobbying group with big pockets helps keep stuff like this going.