For those whom think the "flow" (volumetric displacement) is driving the tears, I'll ask you to consider this ...
Let's say the engine is pumping 5 gal/min. And perhaps the filter has 25 pleats (a very low count, but easy math). That means on average that each pleat is passing 0.2 (two-tenths) of a gallon per minute. Or, .033 gal/sec. Add more pleats and the flow gets even lower per pleat. IMO- flow is not the cause.
In fact, dP is not the cause either. It may be accentuating the issue, but it's not the cause.
Root cause analysis is of note there. I've done this kind of work in my job as a line Quality Engineer. IMO there is something in the manufacturing process that is causing the issue. I'm not intimately familiar with the process, but I'm sure the bulk of it is automated. There is either a gripping force, folding force, bending force that is either out of time sequence, or perhaps over-force in setting, etc. This causes a weakness inherent in the media at that same, repeated location within the product. We generally are only seeing the tears in one location. It's not like pressure and flow have the ability to cause this failure at the same location each time. They are symptom that reveals the weakness, they are not the root cause.
Like I said, we have pretty much no data on virgin filters because we don't cut enough open. If we can get some data there, we'd have a better understanding. Virgin filters may not yet be torn, but they likely would have witness marks (pinch marks, depressions, altered structure, etc) that is the precursor to the event of failure.
Most would know that I'm a results-driven guy. What the end result is, well that matters most. In this case, the tears are undesirable and represent cause for concern. But that does not address the root cause of failure, nor the true effect of failure.
Even though we see these tears, are we seeing engine failures associated with them? Not that I can tell. Are we seeing disastrous UOAs coming from them? Not that I'm aware of. Are we seeing horrific PC data? Well, no one has posted up anything I have read about. What we have are anecdotal failures that are correlated with nothing, and have a yet-undiscovered root cause.
BITOGers are just fantastic at speculation, but unfortunately speculation really gets us no where. What to really know the root cause? It's going to take a lot more time/money to find out the virgin state of the media. What to know the actual effect of tears? It's going to take a lot more data to make an informed conclusion.
Until then, well, it's just the typical BITOG conjecture.