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What Does This Letter From DISH Mean? #4515253
09/13/17 01:29 PM
09/13/17 01:29 PM
Joined: Sep 2002
Posts: 2,385
VA
Gebo Offline OP
Gebo  Offline OP
Joined: Sep 2002
Posts: 2,385
VA
I subscribed to DISH about a month ago. I got this letter in the mail yesterday. I called DISH and they said there was no problem with my credit and that I had the maximum discounts I could get. My credit score is 824 as of Equifax last night.

What does this mean?



'98 LEX LS400 280K
'00 LEX GS300 195K
'02 4Runner 225K
'05 Lex LS430 85K
'06 Toyota Highlander 145K
'09 Lex IS350 85K
'07 Lex GX470 60K
Amsoil in all engines, transmissions and differentials

Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515282
09/13/17 02:02 PM
09/13/17 02:02 PM
Joined: May 2012
Posts: 1,839
The land of USA-made Subies!
SubieRubyRoo Offline
SubieRubyRoo  Offline
Joined: May 2012
Posts: 1,839
The land of USA-made Subies!
Means they screwed you. I never liked Dish's loopholes and customer practices. I just got rid of DTV and only watch what's on my Amazon Fire now. I get all the major networks, and NBC sports as well. It's included in my Prime membership.

Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515285
09/13/17 02:05 PM
09/13/17 02:05 PM
Joined: Mar 2014
Posts: 3,477
NJ
Leo99 Offline
Leo99  Offline
Joined: Mar 2014
Posts: 3,477
NJ
They're saying you don't have any current accounts for phone, TV, or utilities. Is this true? Not sure why that would matter.


Without data you're just another person with an opinion. W. E. Deming

2003 Corolla 250,000 miles (RIP)
2004 Corolla 125,000 miles
2004 Rav4 370,000 miles
2015 Camry 70,000 miles
Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515287
09/13/17 02:06 PM
09/13/17 02:06 PM
Joined: Apr 2010
Posts: 13,537
Chicago, IL
dparm Offline
dparm  Offline
Joined: Apr 2010
Posts: 13,537
Chicago, IL
This is what stands out, in my mind: no recently reported NCTUE.

I interpret that to mean you don't have any recent utilities or telecom bills, or they're too new and you don't have enough of a history. Is this true?


https://www.nctue.com/


2017 Chevrolet Corvette Grand Sport
Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515294
09/13/17 02:15 PM
09/13/17 02:15 PM
Joined: Dec 2007
Posts: 567
Madison, Wisconsin
TWG1572 Offline
TWG1572  Offline
Joined: Dec 2007
Posts: 567
Madison, Wisconsin
One thing to keep in mind is that everyone - including the person with perfect credit - all have reason codes like the ones you see listed. They are why your score wasn't higher, and may not make sense.

The first question - do you current utility providers even report to the bureau? They may not. I don't see any of my providers on my CBR when I do my quarterly review of the data on it.

The rep was wrong. You were turned down for some offer because of your CBR history.

Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515297
09/13/17 02:24 PM
09/13/17 02:24 PM
Joined: Sep 2002
Posts: 2,385
VA
Gebo Offline OP
Gebo  Offline OP
Joined: Sep 2002
Posts: 2,385
VA
I've lived in same house for last 23 years. Utility bills every month. No land line phone. Had cable TV service before. Was a DISH customer in last 7 years.


'98 LEX LS400 280K
'00 LEX GS300 195K
'02 4Runner 225K
'05 Lex LS430 85K
'06 Toyota Highlander 145K
'09 Lex IS350 85K
'07 Lex GX470 60K
Amsoil in all engines, transmissions and differentials

Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515301
09/13/17 02:28 PM
09/13/17 02:28 PM
Joined: Oct 2014
Posts: 4,045
Utah
CKN Offline
CKN  Offline
Joined: Oct 2014
Posts: 4,045
Utah
Originally Posted By: Gebo
I subscribed to DISH about a month ago. I got this letter in the mail yesterday. I called DISH and they said there was no problem with my credit and that I had the maximum discounts I could get. My credit score is 824 as of Equifax last night.

What does this mean?



The rep was incorrect. Ask for a supervisor.

Last edited by CKN; 09/13/17 02:28 PM.
Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515330
09/13/17 03:02 PM
09/13/17 03:02 PM
Joined: May 2012
Posts: 953
Rio Rancho, NM
Pajero Offline
Pajero  Offline
Joined: May 2012
Posts: 953
Rio Rancho, NM
Check out thedarewatch.com

All the movie channels! Firefox is the best.

Enjoy!

Pajero


Always remember "Planned obsolescence."

1994 Montero SR 3.5 DOHC, 133,xxx
Fram Ultra/ Snorkel with Pre-filter
K-9-Co-pilot
Re: What Does This Letter From DISH Mean? [Re: SubieRubyRoo] #4515371
09/13/17 03:55 PM
09/13/17 03:55 PM
Joined: Oct 2014
Posts: 4,045
Utah
CKN Offline
CKN  Offline
Joined: Oct 2014
Posts: 4,045
Utah
Originally Posted By: SubieRubyRoo
Means they screwed you. I never liked Dish's loopholes and customer practices. I just got rid of DTV and only watch what's on my Amazon Fire now. I get all the major networks, and NBC sports as well. It's included in my Prime membership.



If the OP doesn't meet their criteria-please explained how he is being "screwed"?

Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515423
09/13/17 05:00 PM
09/13/17 05:00 PM
Joined: May 2012
Posts: 1,839
The land of USA-made Subies!
SubieRubyRoo Offline
SubieRubyRoo  Offline
Joined: May 2012
Posts: 1,839
The land of USA-made Subies!
CKN, because they always come up with new and creative ways to create new hoops to jump through, thereby forcing a larger number of customers into the higher deposit or monthly bills.

DISH tried to pull the same thing with my mom- lived at same house for 25 years, 870+ credit at 3 major bureaus, said she needed a deposit. DTV signed her up without looking twice.

Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515470
09/13/17 05:41 PM
09/13/17 05:41 PM
Joined: Jun 2003
Posts: 33,571
ME
eljefino Offline
eljefino  Offline
Joined: Jun 2003
Posts: 33,571
ME
They still want you as a customer but you just might not get all the free stuff they offer on TV.

If you have to pay for a receiver for example just get a used one from craigslist/ goodwill.

If you figure out what they'll give you and and what you're paying for and offended by how it doesn't match the advertised promises, call customer service and tell them you're thinking of leaving, it's not fair, but they can retain you if...


Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515546
09/13/17 07:09 PM
09/13/17 07:09 PM
Joined: Apr 2004
Posts: 5,248
Texas
JustinH Offline
JustinH  Offline
Joined: Apr 2004
Posts: 5,248
Texas
Well here is how I think of it.

Dish leases you the equipment, and they invest labor in having someone come to your house and install said equipment.

They use a credit bureau algorithm to make sure you aren't going to stiff them on payment, and steal the equipment.

So they see that you did not have enough reporting of utility bill payment on time, so an automated system flagged it and sent you that letter.

Why they tie credit to promotional pricing that doesn't make sense to me.

We had both Dish companies over the years and absolutely hate DirecTV. They have gone to [censored] after ATT consumed them.

We decided to cancel everything and just use slingTV and I have had it for nearly 2 years now and it has been very good. More reliable than DirecTV that would go out if a cloud went over the house.


'11 Hyundai Sonata GLS
'11 Scion XB
Re: What Does This Letter From DISH Mean? [Re: JustinH] #4515567
09/13/17 07:38 PM
09/13/17 07:38 PM
Joined: Sep 2002
Posts: 2,385
VA
Gebo Offline OP
Gebo  Offline OP
Joined: Sep 2002
Posts: 2,385
VA
Originally Posted By: JustinH
Well here is how I think of it.

...
So they see that you did not have enough reporting of utility bill payment on time, so an automated system flagged it and sent you that letter...

.


I went through our Equifax report. We have never been late on a payment. Our utility bills come out automatically. Our credit score is 824. I don't understand.


'98 LEX LS400 280K
'00 LEX GS300 195K
'02 4Runner 225K
'05 Lex LS430 85K
'06 Toyota Highlander 145K
'09 Lex IS350 85K
'07 Lex GX470 60K
Amsoil in all engines, transmissions and differentials

Re: What Does This Letter From DISH Mean? [Re: CKN] #4515569
09/13/17 07:39 PM
09/13/17 07:39 PM
Joined: Sep 2002
Posts: 2,385
VA
Gebo Offline OP
Gebo  Offline OP
Joined: Sep 2002
Posts: 2,385
VA
Originally Posted By: CKN
Originally Posted By: Gebo
I subscribed to DISH about a month ago. I got this letter in the mail yesterday. I called DISH and they said there was no problem with my credit and that I had the maximum discounts I could get. My credit score is 824 as of Equifax last night.

What does this mean?



The rep was incorrect. Ask for a supervisor.


I'm gonna call back and get a supervisor. Thank you!


'98 LEX LS400 280K
'00 LEX GS300 195K
'02 4Runner 225K
'05 Lex LS430 85K
'06 Toyota Highlander 145K
'09 Lex IS350 85K
'07 Lex GX470 60K
Amsoil in all engines, transmissions and differentials

Re: What Does This Letter From DISH Mean? [Re: Gebo] #4515599
09/13/17 08:05 PM
09/13/17 08:05 PM
Joined: May 2002
Posts: 1,529
St. Charles County, Missouri
csandste Offline
csandste  Offline
Joined: May 2002
Posts: 1,529
St. Charles County, Missouri
It's been a year since my Dish needed re-aiming after my condos roof was replaced. They wanted $125 or install new equipment and take on another commitment. Used that excuse to cut the cord and haven't looked back. Tons of stuff on Roku--on demand. Pluto. Antenna. Why did I wait so long? Now I go off on noisy tirades when DirectTV shills get in front of my at Costco.

Last edited by csandste; 09/13/17 08:06 PM.

2017 Kia Soul Plus-- VWB 5-30, 54,000 miles.
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