7 years ago our house sustained $45,000 damage in a hail storm, broken windows, totalled siding and roof shingles, etc. Wife and I were half an hour away on the highway when the storm hit. Our two daughters (teen and preteen at the time) were home terrified. We stayed on the phone with them throughout the storm, they were in the basement and we could hear the racket over the phone. Our little town looked like a war zone when we arrived, branches down all over, no leaves on the trees, flooding. Lived here over 30 years, thankfully never anything that severe before or since. Those storms are no joke.