Credit card auto

[Eddie]

I just found out that my 2 major credit cards ( CITI and Master Cards) are dropping the Supplemental renter car insurance benifit. I usually don't take the car renters exceptionally costly rental insurance and instead use my credit card. I am willing to pay the $500 or $1,000 deductible if I am ever in a rental car accident. Does anyone have knowledge of a No fee card that still has the rental car sentimental insurance benefit? As a second note: Don't assume you are covered until you call and confirm with your credit card company. Ed

 

[atikovi]

Pretty sure my Capital One Spark Business card does. Plus the 2% cash back means over $50 a month in my pocket just for using it.

 

[Timothy Ferguson]

I use this one. I live on the boarder with Canada. This is my go to for travel, rewards, etc... I like it has no foreign transaction fees: https://www.us.hsbc.com/credit-cards/products/cash-rewards/#travel

 

[camryrolla]

Capitol One Quicksilver visa
Chase Freedom Unlimited visa
both no fee

 

[SirTanon]

I don't know about your automotive insurance, but mine (USAA) covers rental cars automatically, as long as I'm the driver. You might check and see if yours does too.

 

[wander2039]

I wonder if only certain CITI cards are dropping and others are lessening the benefit. We just got the citi card through Costco mostly due to no FTE's. Of course I bought the rental insurance from Avis last time and didn't need it. Nothing is on their website yet for our card. Not really a deal breaker with us but would be nice. Statefarm will only match your current insurance and we only have liability.

 

[Eddie]

CITI card and MASTER Card are dropping the supplemental auto insurance benefit this September. I just called both today and received that information. Ed

 

[Andrew1972]

My auto insurance covers car rentals. Ask yours.

 

[Veilside]

Whichever way you choose to go, make sure that either the CC or your Insurance will cover "loss of use" fees tacked on by the rental company.

https://www.usatoday.com/story/travel/advice/2016/10/30/rental-car-loss-of-use/92878126/

 

[oilmutt]

Originally Posted by Eddie
I just found out that my 2 major credit cards ( CITI and Master Cards) are dropping the Supplemental renter car insurance benifit. I usually don't take the car renters exceptionally costly rental insurance and instead use my credit card. I am willing to pay the $500 or $1,000 deductible if I am ever in a rental car accident. Does anyone have knowledge of a No fee card that still has the rental car sentimental insurance benefit? As a second note: Don't assume you are covered until you call and confirm with your credit card company. Ed

I added it my State Farm auto policy for very little cost.

 

[PimTac]

I wonder if this is in part due to some of the car rental companies pulling the damage scams? Enterprise is well known for this and I got caught up in it a couple of years ago.

 

[Wolf359]

They say it's more like Citi trying to cut costs after they won the Costco business. Chase still has a bunch of cards that offer CDW, some of them have primary coverage, but the no fee cards are just secondary coverage. I used to like Amex's coverage, I used to get a free one from Fidelity but got rid of it after Fidelity stopped offering it. My Fidelity Visa also offers it, they have 2% cash back on every purchase. One of these days I might play with Chase's Sapphire preferred, $95 a year, but comes with a 60k points which they claim is worth $750 toward travel.

 

[wag123]

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