The SOHC I6 in the 528e has a belt. I change it along with a bunch of other stuff.300$ bucks in parts. An easy drive way job. It is the 60K mile service. That pretty much was it and I got 350k out my first one. Never had a breakdown in 12 yrs plus. OHC valve trains scare me. Not so much the chains but all the plastic guides. Chunks of broken guide will jam the chain and de-rail a worn , but otherwise serviceable chain. This is what happened to the 1st gen M5 six. Also the Ford 4.0 v6 in the Exploder and the Ranger,