This is a good point. It's great any time you have a mishap with a big pothole or other road irregularity and don't get hurt. I hit a big road heave in 2008 going 25 and wiped out, ended up in the ER and subsequently wound care. Wound care, if you've never done it, is a horrible experience when you have to go 2-3x a week to get your wounds abraided. 20mg of Vicodin (4x prescribed dose) before the appointment didn't really help. That stuff hurts.
And in the rain. I wiped out in the rain on Thanksgiving morning (2022) coming around a traffic circle. It was my first crash since the one above in 2008, after tens of thousands of miles of riding. Bike went right out from under me and I hit down hard on my right leg. Fractured it right below the right knee and part of the way into the knee joint. Long recovery, still get some pain sometimes going up and down the stairs, or if I twist it just right. Feels pretty good on the bike thankfully. But I haven't done any longer rides since then either, mainly puttering around the neighborhood and adjacent neighborhoods 7-10 miles or so.