You guys that say the market will force people into small cars are simply wrong! It will entice people with half a brain who don't like debt to. You can rack up all the debt you want in our system and then declare bankruptcy and start over again. The system is designed that way because it means profit. If we actually had a real monetary policy based on what people could actually afford in our society, you can darn well bet people would be driving small gas sippers. They do all over the rest of the world.