Originally Posted By: BigCahuna
A few years ago I asked my insurance guy how much insurance would cost be, if I had a Hyabusa. He told me for liability at the level I carry, $2100 a year. So I guess they base that on the fact people that buy a bike like that have to see what it can do, and that sometimes doesn't end up well. Thus a claim gets filed and paid. So being that's how it works, I can see alot of people looking at the new Kawasaki, then backing away unless they have really deep pockets. For 3 years of worth insurance payments, you could buy another bike.,,
I would suggest finding another insurance guy. I have a highly modified Hayabusa, It's not a poser bling machine. Instead it's modified for function, much more powerful engine, lightened, suspension and brake work.
The only time I use it's full potential, is on a closed course roadrace track. Think of it as a bike suitable for the old AMA Formula Extreme Roadracing class.
At any rate, with homeowners, multiple cars, etc. on the same policy, my insurance is about 1/10th of your quote.