For three years in a row now, my motorcycle insurance premiums have gone up come policy renewal time. The reason given is always the same; rates have increased in your area due to inflation, and the resulting higher cost of replacement parts, labor, and everything else associated with vehicle repairs. This time they're going up 24%. Every year I shop insurance, and I usually change companies, because another company will offer me lower rates, only to raise them as soon as policy renewal time comes up. Is there any way around this stupid dance? What happened to companies rewarding their customers by not raising their rates for always paying premiums on time, and keeping a clean driving record with no accidents, tickets or claims? There also doesn't seem to be that many reputable companies that come up when doing a search for motorcycle insurance. I get a lot of companies I've never heard of before. What's the best way to shop MC insurance. What company do you use? Also do any of the companies like Hagerty or some of those other specialty companies insure motorcycles? I'm sick of doing this dance every year, I'd like to find a company I can stay with and won't jck my rates up every year...