Recently got a root canal. Dentist is "insurance friendly" meaning that file the insurance claim, but expect full payment from the patient at time of service. This makes the dentist "our of network".
Insurance pays 50% for this kind of dental work to a max of $1000 per year.
If your dentist is out of network then they pay 50% of the negotiated fee an in network dentist would accept.
My dentist charged $2000 for the root canal. They had a range of $1600 to $2000 and my root canal ended up being a little more complex and costly.
So the dental insurance company has a negotiated rate for a root canal of $484. They cover 50% or $242.
With a rare of $484 for a root canal it's no wonder they have few in network dentists.
Insurance pays 50% for this kind of dental work to a max of $1000 per year.
If your dentist is out of network then they pay 50% of the negotiated fee an in network dentist would accept.
My dentist charged $2000 for the root canal. They had a range of $1600 to $2000 and my root canal ended up being a little more complex and costly.
So the dental insurance company has a negotiated rate for a root canal of $484. They cover 50% or $242.
With a rare of $484 for a root canal it's no wonder they have few in network dentists.