If this was capitalism I would agree with you - but its not. People are buying $100K SUV's due to easy credit - created by easy money policy and federal overspending - there is too much money sloshing around in the system so anyone dumb enough to ask can get it.
Its the same as when the government took over the student loan program. As soon as unsophisticated borrowers could get as much money as they asked for, tuition skyrocketed.
In capitalism there is the concept of excess profits - the point being when people are making this much money a efficient market would flood the market with new product to make money while they can. But there not - there making too much money as it is.
So it affects everyone. Yes, I am not buying a vehicle at these prices. Fine. But I have now been excluded from the market because the market is broken.
Not capitalism.