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Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: panthermike] #5207081 09/07/19 12:56 PM
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PetitFrereArmada Offline OP
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Originally Posted by panthermike
The prices for these repairs seems insane!


You are not lying. That is why I have always thought my Extended Warranty would just drop me like a hot potatoes even before my contract us up. But they are still paying. So, I am not calling them for any reason whatsoever.

I will not lie, if I had seen a blog like this where someone had spent so much on repairs, I would never have bought this car.

Though I have a hate and love relationship with this car, I truly do like my SUV. But I will never buy another Infiniti SUV, but if I do sell this car to buy another 4x4 SUV, it will be the Nissan Armada, which I have owned 2 before.


2012 Infiniti QX56. 133,000 miles. Using a larger filter (K&N Hp-4001) with 0W20.
2008 Nissan Maxima. 245,000 miles. Using 5w30 with stock filter.
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: madRiver] #5207088 09/07/19 01:05 PM
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PetitFrereArmada Offline OP
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Originally Posted by madRiver
How many ($100) trips to dealer for the $18k?


I don't have a precise number, but a good estimate would be about 6.

To be honest, this suv does fit the description someone said on here saying "it has been a money pit!".

This is how I calculate it, which ends up looking insane but I am not letting it go away yet.

Length of ownership so far: 3 years 8 months.
Cost of warranty: $3,700 (I add it because I could have said no to warranty buy was kind of forced to buy it. Thank God I bought it).
Approximate warranty claim payments to dealership: $20,000! Yes, you read it right.
Cost to me of deductible and payments of things warranty did not cover: $6,000

$3,700 + $20,000 + $6,000 = $29,700.

And to be honest, I think I can round up that amount to be $30,000.

This car has cost $30,000 in maintenance in 3 years 8 months.

Yes, that is a money pit. I agree.

But I do like and enjoy my SUV, so I am keeping the car until I feel it is ok to part ways with each other.


2012 Infiniti QX56. 133,000 miles. Using a larger filter (K&N Hp-4001) with 0W20.
2008 Nissan Maxima. 245,000 miles. Using 5w30 with stock filter.
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: PetitFrereArmada] #5207089 09/07/19 01:09 PM
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panthermike Offline
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Originally Posted by PetitFrereArmada
Originally Posted by panthermike
The prices for these repairs seems insane!


You are not lying. That is why I have always thought my Extended Warranty would just drop me like a hot potatoes even before my contract us up. But they are still paying. So, I am not calling them for any reason whatsoever.

I will not lie, if I had seen a blog like this where someone had spent so much on repairs, I would never have bought this car.

Though I have a hate and love relationship with this car, I truly do like my SUV. But I will never buy another Infiniti SUV, but if I do sell this car to buy another 4x4 SUV, it will be the Nissan Armada, which I have owned 2 before.


I own an Armada now and absolutely love it! And I can relate on the aftermarket warranty, my truck is currently getting a new motor and thanks to my warranty, I'm only paying $100 instead of close to $8000 πŸ˜€


'17 Armada Platinum; ST Syn 5w20, 50K
'10 F150 5.4; 106K; ST 5w30
'70 F100; Valvoline 15w40/LG
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: panthermike] #5207111 09/07/19 01:48 PM
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PetitFrereArmada Offline OP
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Originally Posted by panthermike


I own an Armada now and absolutely love it! And I can relate on the aftermarket warranty, my truck is currently getting a new motor and thanks to my warranty, I'm only paying $100 instead of close to $8000 πŸ˜€


Good for you! It is always a good thing if a warranty can pay to replace your engine.

What year is your Armada? How many miles on it? How long have you had it before you are now needing a new engine under warranty?


2012 Infiniti QX56. 133,000 miles. Using a larger filter (K&N Hp-4001) with 0W20.
2008 Nissan Maxima. 245,000 miles. Using 5w30 with stock filter.
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: PetitFrereArmada] #5207127 09/07/19 02:14 PM
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madRiver Offline
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The reality is more warranty paid out:

$18k - $600(6 visits) - $3700 = $13,700

The $18k is fishy to me, almost like dealer was inflating work knowing warranty would pay.

$6000 out of pocket repairs is insane money to spend in repairs over 3 years on a truck with under 150k miles.

Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: PetitFrereArmada] #5207374 09/07/19 08:29 PM
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panthermike Offline
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Originally Posted by PetitFrereArmada
Originally Posted by panthermike


I own an Armada now and absolutely love it! And I can relate on the aftermarket warranty, my truck is currently getting a new motor and thanks to my warranty, I'm only paying $100 instead of close to $8000 πŸ˜€


Good for you! It is always a good thing if a warranty can pay to replace your engine.

What year is your Armada? How many miles on it? How long have you had it before you are now needing a new engine under warranty?



Oh sorry for the confusion, it's our 2010 F-150 that's getting a motor.


'17 Armada Platinum; ST Syn 5w20, 50K
'10 F150 5.4; 106K; ST 5w30
'70 F100; Valvoline 15w40/LG
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: PetitFrereArmada] #5207412 09/07/19 09:35 PM
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Mad_Hatter Offline
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Originally Posted by PetitFrereArmada

The good thing about my decals is after my road trips and I get home, it takes me 30 minutes to completely take off all the stickers. I also take off my roof rack and cb antenna because it cannot fit in my garage with those on. So, after 30 minutes, I can park my car here and you will definitely not know I had any of those things on it. That is why I love my decals and will always do them if I feel a need for them on a road trip. I got a lot of compliments especially when I drove my SUV through Canada on my 2017 best road trip of my life! I wonder if I will ever top that. I personally go often and read that my road blog. It was an amazing road trip and the best I have ever been on in my lifetime so far. I have a job that it is hard to be off, so to be off for that trip was truly an achievement.

For $50 do what makes you happy, besides who cares what I think.. it's your ride and a nice looking one at that.πŸ‘

I'll check out your travelogue.. I've been wanting to do something similar; tool around Canada for a bit then take the Alcan up north for some sightseeing.

Last edited by Mad_Hatter; 09/07/19 09:42 PM.
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: madRiver] #5207415 09/07/19 09:43 PM
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hallstevenson Offline
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Originally Posted by madRiver
The $18k is fishy to me, almost like dealer was inflating work knowing warranty would pay.

Based on the different posts from the OP, the dealer is absolutely guilty of fraud. They ask the OP to confirm that he has the aftermarket warranty and then determine what's wrong ?? That's shady as s**t !! Or, in addition to whatever reason the OP brings it in, they "find" add'l things that they can "fix" and they're soooooo nice to check with the warranty company to see if they'll pay and then tell the OP it's covered.

Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: hallstevenson] #5207436 09/07/19 11:37 PM
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The Critic Offline
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Originally Posted by hallstevenson
Originally Posted by madRiver
The $18k is fishy to me, almost like dealer was inflating work knowing warranty would pay.

Based on the different posts from the OP, the dealer is absolutely guilty of fraud. They ask the OP to confirm that he has the aftermarket warranty and then determine what's wrong ?? That's shady as s**t !! Or, in addition to whatever reason the OP brings it in, they "find" add'l things that they can "fix" and they're soooooo nice to check with the warranty company to see if they'll pay and then tell the OP it's covered.

That is what every repair shop does. When you bring a car in for a diag (for a specific concern), you are always supposed to look over the rest of the car and advise the customer on any other obvious issues.


2011 Toyota Prius 1.8L - 199K - Pennzoil Platinum 0W-20
2007 Honda Accord 2.4L - 140K - Valvoline Premium Blue Restore 10W-30
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: The Critic] #5207437 09/07/19 11:39 PM
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Originally Posted by The Critic
Originally Posted by hallstevenson
Originally Posted by madRiver
The $18k is fishy to me, almost like dealer was inflating work knowing warranty would pay.

Based on the different posts from the OP, the dealer is absolutely guilty of fraud. They ask the OP to confirm that he has the aftermarket warranty and then determine what's wrong ?? That's shady as s**t !! Or, in addition to whatever reason the OP brings it in, they "find" add'l things that they can "fix" and they're soooooo nice to check with the warranty company to see if they'll pay and then tell the OP it's covered.

That is what every repair shop does. When you bring a car in for a diag (for a specific concern), you are always supposed to look over the rest of the car and advise the customer on any other obvious issues.


And if you don't, they try and hold you responsible.


2018 Challenger SRT 392 PUP 0w-40 Wix 57899XP
2018 GTI M1 Euro 0w-40 Wix WL10024
2019 Tiguan
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: PetitFrereArmada] #5207472 09/08/19 03:00 AM
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JTK Offline
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Sorry if it's been mentioned, but any of these contracts that I've seen will pay out the value of the vehicle, if qualified repair costs exceed the value of the vehicle.

You definitely have paid a lot into it, including the cost of the contract, but I get it. Some of the electronic bits are expensive on that rig.

I reluctantly bought one with our 2016 Nissan. Quest that is zero deductible as long as you stay in the dealer chain for service. $100 out. It's covered $1100 in HVAC work so far. I don't think I'll recoup the ~$2200 cost of it.


2019 Nissan Pathfinder SV
2017 Ram 1500 4x4, 3.6L.
2015 Nissan Versa 1.6 S
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: dogememe] #5207941 09/08/19 05:52 PM
Joined: Jan 2009
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Originally Posted by dogememe
This is not a criticism against you or your specific vehicle, but why are all the newer Infiniti SUVs so ugly on the outside? I've been inside them and ridden inside them and they are nice but from the outside they are so ugly!


I had to Google a picture of the stock vehicle to see if the front "vents" were stock or added by the OP. THIS is the only thing I find to look pretty stupid, except for the rally number on the side.

Otherwise, I've always liked the look of pretty much all Infinity vehicles, like, a lot. I own Subarus, so maybe my opinion of good looking vehicles is null and void.
crackmeup


14 Forester XT Touring FA20DIT (Cobb Stage 1)
Castrol Magnatec 5W-30 D1G2 + FU filter (72,320mi, 8/24/19)
15 Legacy Premium FB25
Magnatec 5W-20 + FU filter (47,300mi, 5/11/19)
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: The Critic] #5209271 09/10/19 01:14 PM
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PetitFrereArmada Offline OP
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Originally Posted by hallstevenson
Originally Posted by madRiver
The $18k is fishy to me, almost like dealer was inflating work knowing warranty would pay.

Based on the different posts from the OP, the dealer is absolutely guilty of fraud. They ask the OP to confirm that he has the aftermarket warranty and then determine what's wrong ?? That's shady as s**t !! Or, in addition to whatever reason the OP brings it in, they "find" add'l things that they can "fix" and they're soooooo nice to check with the warranty company to see if they'll pay and then tell the OP it's covered.

Originally Posted by The Critic
Originally Posted by hallstevenson
Originally Posted by madRiver
The $18k is fishy to me, almost like dealer was inflating work knowing warranty would pay.

Based on the different posts from the OP, the dealer is absolutely guilty of fraud. They ask the OP to confirm that he has the aftermarket warranty and then determine what's wrong ?? That's shady as s**t !! Or, in addition to whatever reason the OP brings it in, they "find" add'l things that they can "fix" and they're soooooo nice to check with the warranty company to see if they'll pay and then tell the OP it's covered.

That is what every repair shop does. When you bring a car in for a diag (for a specific concern), you are always supposed to look over the rest of the car and advise the customer on any other obvious issues.


Honestly, I do like that whenever I take my car in, they dona courtesy check to bring anything to my attention. But I will not lie, I would not like them to call me about something that cost a lot to fix. But whatever they do, when they call me to tell me about other things they have found that is wrong, they quickly tell me "your warranty will pay" before I start arguing with them that "sorry, you guys will not fix that because I cannot pay that cost". It seems they truly know what to look for that the warranty will pay to fix.

So, some interesting things just happened.

Dealership had my car to fix my oil leak a few days ago and the warranty paid for it. Before I took my car for oil leak, I had picked up my car from them after a $2,308 repair (warranty paid $1,950 and I paid $350). At this service, they had told me that they had drained some fluid from the transfer case and the front differential and both were dirty. They said extended warranty will not pay for this and they want to know if I will authorize the job so they can change the fluids. I said declined.

Little did I know that today as I was changing my own transfer case fluid change and front differential fluid change, the dealership had already put brand new fluid in there and did not tell me! Before they called me to say they had checked and the fluids were dirty, they had already drained and filled with brand new fluid, but did not tell me when I picked up my car. Today, I drained my transfer case fluid and it was all new clean fluid! I went ahead and changed it since that is what I was about to do anyways. Then I went to drain front differential and brand spanking new fluid coming off filler hole. I closed it and decided not to change that fluid now. Some other day.

Could have saved me from buying fluid to change both of them.

After my last service, I took my suv back to the dealership because I found oil leaking profusely around my oil pan. Warranty paid to get this fixed. So, as I was driving the 2020 Infiniti QX60 loaner back to the dealership, guess what? A rock came from an 18 wheeler bypassing me on a 2way street and put a very noticeable crack on the brand new car windshield. The crack was round and the size of a quarter. I called the dealership immediately and they told me to just come in. If they can fix it, it is free. If not, they file a claim on my car insurance to pay for a new one. I got to the dealership and they brought their glass repair expect who said it is just at the threshold of where he can fix it and it looks ok or he cannot fix it. So, he said he will try to fix it and if it does not look good, they will contact me and tell me they will file a claim on my insurance. It's been 2 business days now and they have not called me yet. So, I hope it was fixed.


2012 Infiniti QX56. 133,000 miles. Using a larger filter (K&N Hp-4001) with 0W20.
2008 Nissan Maxima. 245,000 miles. Using 5w30 with stock filter.
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: PetitFrereArmada] #5209284 09/10/19 01:27 PM
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PetitFrereArmada Offline OP
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I had plans to change both my transfer case and front differential fluid today since dealership recommended that 2 weeks ago and wanted to do it but I refused. Little did I know that the dealership had already changed both fluids for free and was asking me to pay for them. I wish they had been honest to just tell me they done that for free.

How do I know they changed it?

I was changing my transfer case by myself. I started draining the fluid and clean red fluid was coming out. I was shocked. The fluid smelled new and is red. My last oil was not red. It was this gold colored one and when it gets dirty, it does not turn red nor does it smell new. I was surprised but still went ahead and changed it to new fluid.

[Linked Image from i.imgur.com]
[Linked Image from i.imgur.com]
Then I went to the front differential and opened the filler hole. The fluid that came out was also brand new. I decided not to change that one. I will leave it there and change it someday in the near future.
[Linked Image from i.imgur.com]
You can see my oil pan is all clean now. And the new seal. The day I saw the oil leak, my whole oil pan was soaked in oil and all other parts around it all soaked in oil. Now it has been very well sealed all around.

Last edited by PetitFrereArmada; 09/10/19 01:32 PM.

2012 Infiniti QX56. 133,000 miles. Using a larger filter (K&N Hp-4001) with 0W20.
2008 Nissan Maxima. 245,000 miles. Using 5w30 with stock filter.
Re: Can my Extended Warranty company cancel my policy after paying out over $18,000? [Re: PetitFrereArmada] #5209294 09/10/19 01:42 PM
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PetitFrereArmada Offline OP
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My car is currently at 145,350 miles. My warranty expires at 145,800 miles.

So, I called my warranty company yesterday and said I was calling to renew my policy. They said you cannot renew your policy. But you can ket this end and you buy a new policy just before this one actually ends. I said ok. Can I please get a quote?

Here is a picture of quote below which is valid for the next 30 days. If I call after 30 days, the terms and price will change, they say.

Quote is $3,535.00 for 37,000 miles for 37 months (or say 3 years 1 month). Let's say I buy this when my odometer is 145,500, it means the new one will expire when my SUV is $182,500. My package is called the Deluxe. They have one called the Ultimate. I think she said it is like almost bumper to bumper warranty. Like brand new car warranty and the quote will be I think $6,500 or so, if I wanted that.

If I accept the quote of $3,535, my first month payment is 10% down of that amount which is $353.5. Then the balance is split into 15 equal payments of I think $212.XX.

Should I buy it?

Well, needless to say since I plan to keep this car until I pay it off in a year and a half (if the car does not disappoint me before I trade it in as a down payment for next suv), I might as well buy some more coverage for it.

So, I think I will buy it before the end of the month. Let me just let my SUV now get close to 145,800 miles first. I have about 450 more miles to get there.

[Linked Image from i.imgur.com]


Last edited by PetitFrereArmada; 09/10/19 01:46 PM.

2012 Infiniti QX56. 133,000 miles. Using a larger filter (K&N Hp-4001) with 0W20.
2008 Nissan Maxima. 245,000 miles. Using 5w30 with stock filter.
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