Maybe some of your body shop people or insurance people can help shine some light into this.
Say you get into an accident, make your insurance claim and i get 3 quotes.
#1 small corner body shop - $800 for bumper, fender and paint (bondo everything)
#2 well known shop in town, dealership certs or w/e - $1600 for bumper, fender and a little paint blend (good non-oem parts)
#3 High end shop, all certs you can think of - $3500 bumper, fender, blend doors/hood and etc. (all OEM stuff)
#4 The insurance's recommended place quoted about $1200, non-oem, no blending.
Say i go with option 3, not because of OEM but i've seen the work and its looks good. They talk to my insurance blah blah and car gets done. All i pay is my deductible in all cases. How does #3 get the insurance to agree to pay $3500? If the insurance declines and says $2000 max, what happens then do they just start cutting corners or reject my car in general?
Say you get into an accident, make your insurance claim and i get 3 quotes.
#1 small corner body shop - $800 for bumper, fender and paint (bondo everything)
#2 well known shop in town, dealership certs or w/e - $1600 for bumper, fender and a little paint blend (good non-oem parts)
#3 High end shop, all certs you can think of - $3500 bumper, fender, blend doors/hood and etc. (all OEM stuff)
#4 The insurance's recommended place quoted about $1200, non-oem, no blending.
Say i go with option 3, not because of OEM but i've seen the work and its looks good. They talk to my insurance blah blah and car gets done. All i pay is my deductible in all cases. How does #3 get the insurance to agree to pay $3500? If the insurance declines and says $2000 max, what happens then do they just start cutting corners or reject my car in general?