Small claim court advise

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Originally Posted By: bubbatime
Originally Posted By: jeepman3071

Do the police know this? How is that even allowed by law?


It wasn't a car accident. There was no need to get car insurance from the other guy, as it was a criminal damaging of property, if I remember right. Even if he had the other guys insurance, they likely would not cover a criminal act such as this.

This whole situation is very unfortunate for the OP. I certainly do hope it works out for him.
 
Tear up the estimate for the one across the state as it's irrelevant.

Find a nice body shop in town and get a printed estimate. Then present two estimates, the lesser of two will be granted to you.
 
Good luck for the $1000 I would do your route.

Mine is $250 and honestly the time out of work and process would just pay $250 and move on.
 
Originally Posted By: FordBroncoVWJeta
Originally Posted By: Kruse
How much "pull" or leverage does a small claims court have in your state?
Because in a lot of cases I've seen the guy who gets a claim against him can do nothing, as in make no restitution, and the courts will look the other way.
Well we both live in Kansas. If he doesn't pay you can file for pay garnishments. I believe you could also go after his assets too?


Let's me tell you a story that happened to me. In my case, though, it's not a story, it actually happened.
I had two vehicles that were stolen from me a few years ago, both of them non-running at the time. (Exact years of vehicles are not important, but one was a late 50s Chevy panel van, the other an early 40s GMC pickup) The thief was incredibly stupid on how he got caught, but let's just say he stole a riding lawn mower, drove it through snow and the cops followed the tracks to his house. LOL!) It turns out the thief had over $100K in stolen equipment on his place, my vehicles included. He also had help because he needed a trailer to take my vehicles, but he never told the cops any detail, including who helped him steal my vehicles or who gave him the trailer that he had to use. Cops towed my vehicles to the local impound yard, which turns out was about an hour and a half away from me. When I called about my vehicles, the DA told me that to get them out of impound, the chief of police would have to sign it off, the DA would have to sign it off and the judge would have to sign it off. Then I could get my vehicles out of impound. They told me I would have plenty of notice when to get them. So the call came on a Tuesday that my vehicles could be picked up. They told me that they would have to be picked up by Thursday, TWO DAYS LATER. If not picked up in two days, they would go to public auction. I had to take off work to pick up my vehicles and the impound yard charged me $150 to release them. Note this wasn't charged to the thief, but to me. When it came time for sentencing, the DA asked me if I wanted restitution or if I wanted the guy to spend time behind bars for punishment. I told them I wanted him punished. The DA told me many times that the guy has SUCH A HIGH PAYING JOB, they said he could easily do restitution. I never agreed to that. They asked me to figure out what I wanted for restitution. Figuring up damage, time and gasoline, the bill came to about $4500. The accused agreed to that and the DA gave him no time except the night he spent in jail after his arrest. The theft happened about two years ago, sentencing was over a year ago. A couple of weeks ago I checked into the DA's office to see when my restitution would be taken care of. (I already knew that answer. Obviously they didn't) They looked it up on the computer and the guy hasn't even paid his fingerprinting fees yet. They gave me the number to his probation officer and I called them. The guy is on disability and is being taken care of by Uncle Sam.
Now as far as "walking into his place with the sheriff and taking what is owed me", it's not going to happen. The arresting cops said he kept most of the stolen items because they were never claimed. The cops told me that he has moved his items, but he wont' say where. So he got to keep most of the stolen items, he spent no time in prison, as long as he makes his scheduled visits to the probation officer, they can't do anything more to him, and he lives in a government-assisted house. I am not allowed to go to his house to claim anything because that would be trespassing on my part, and he doesn't have anything worth $4500 (at least in his house) that I could take.
Now getting back to the original subject of small claims court: Do you think anybody will get anything by taking the guy to small claims court?
 
Originally Posted By: Kruse
FordBroncoVWJeta said:
Kruse said:
Dude that sucks. Could you not garnish uncles Sam's payments? Hopefully I won't have any trouble because I know he has to work for a living.

If I were you I might just go talk to a lawyer and ask for his advise? Maybe he knows something that we don't? There has to be some kind of "safe guard" in place.
 
Originally Posted By: jeepman3071
Originally Posted By: bubbatime
Originally Posted By: jeepman3071

Do the police know this? How is that even allowed by law?


It wasn't a car accident. There was no need to get car insurance from the other guy, as it was a criminal damaging of property, if I remember right. Even if he had the other guys insurance, they likely would not cover a criminal act such as this.


Right. I forgot that part. Too much going on today.
lol.gif
Intentional act = denied coverage.


If it was me in this situation, I'd call my insurance company and let them worry about it. Comprehensive insurance covers intentional damage. That's what we call it in NJ. Car insurance has 3 parts: liability, comprehensive, and collision.

The judge may ask the OP why he didn't file through insurance. You don't want to be in court answering "well, I assumed it wouldn't be covered". Let insurance deny your claim. Don't assume things. If insurance wants to go to bat for you, they'll go after the perps insurance company for payment.

I'd only go small claims as last resort. Not first resort.

Good luck, OP. Let us know how it turns out.
 
Originally Posted By: Leo99


If it was me in this situation, I'd call my insurance company and let them worry about it. Comprehensive insurance covers intentional damage. That's what we call it in NJ. Car insurance has 3 parts: liability, comprehensive, and collision.

The judge may ask the OP why he didn't file through insurance. You don't want to be in court answering "well, I assumed it wouldn't be covered". Let insurance deny your claim. Don't assume things. If insurance wants to go to bat for you, they'll go after the perps insurance company for payment.

I'd only go small claims as last resort. Not first resort.

Good luck, OP. Let us know how it turns out.


Well, his insurance will cover it, the other guy's insurance won't because it was an intentional act. The problem is if his insurance company cannot subrogate to the other company (since they don't cover intentional acts) he will be on the hook for the damage and his deductible. It would essentially be like he damaged his own car in the insurance company's eyes since they had to pay out. His rates will likely go up in that situation.

It all depends on how much the company wants to go after the other guy. For $1700 they won't invest much time. If there were injuries and huge medical bills that needed to be covered it would be a totally different story.
 
Originally Posted By: jeepman3071
Originally Posted By: Leo99


If it was me in this situation, I'd call my insurance company and let them worry about it. Comprehensive insurance covers intentional damage. That's what we call it in NJ. Car insurance has 3 parts: liability, comprehensive, and collision.

The judge may ask the OP why he didn't file through insurance. You don't want to be in court answering "well, I assumed it wouldn't be covered". Let insurance deny your claim. Don't assume things. If insurance wants to go to bat for you, they'll go after the perps insurance company for payment.

I'd only go small claims as last resort. Not first resort.

Good luck, OP. Let us know how it turns out.


Well, his insurance will cover it, the other guy's insurance won't because it was an intentional act. The problem is if his insurance company cannot subrogate to the other company (since they don't cover intentional acts) he will be on the hook for the damage and his deductible. It would essentially be like he damaged his own car in the insurance company's eyes since they had to pay out. His rates will likely go up in that situation.

It all depends on how much the company wants to go after the other guy. For $1700 they won't invest much time. If there were injuries and huge medical bills that needed to be covered it would be a totally different story.


If he's actually out of money out of pocket after the repairs are made, then go to small claims court.

I just don't see our hero prevailing in small claims court when he hasn't tried to go through insurance first.

The perp can easily tell the judge: Your honor, I'm sorry for what happened and told the man to call my insurance company.

Judge: what happened when you called his insurance company?

Hero: Um, I didn't call them. Didn't think they'd pay.

Judge: Come back after you've called them.

But I'm not a lawyer and curious how this will turn out.
 
Originally Posted By: Leo99
Originally Posted By: jeepman3071
Originally Posted By: Leo99


If it was me in this situation, I'd call my insurance company and let them worry about it. Comprehensive insurance covers intentional damage. That's what we call it in NJ. Car insurance has 3 parts: liability, comprehensive, and collision.

The judge may ask the OP why he didn't file through insurance. You don't want to be in court answering "well, I assumed it wouldn't be covered". Let insurance deny your claim. Don't assume things. If insurance wants to go to bat for you, they'll go after the perps insurance company for payment.

I'd only go small claims as last resort. Not first resort.

Good luck, OP. Let us know how it turns out.


Well, his insurance will cover it, the other guy's insurance won't because it was an intentional act. The problem is if his insurance company cannot subrogate to the other company (since they don't cover intentional acts) he will be on the hook for the damage and his deductible. It would essentially be like he damaged his own car in the insurance company's eyes since they had to pay out. His rates will likely go up in that situation.

It all depends on how much the company wants to go after the other guy. For $1700 they won't invest much time. If there were injuries and huge medical bills that needed to be covered it would be a totally different story.


If he's actually out of money out of pocket after the repairs are made, then go to small claims court.

I just don't see our hero prevailing in small claims court when he hasn't tried to go through insurance first.

The perp can easily tell the judge: Your honor, I'm sorry for what happened and told the man to call my insurance company.

Judge: what happened when you called his insurance company?

Hero: Um, I didn't call them. Didn't think they'd pay.

Judge: Come back after you've called them.

But I'm not a lawyer and curious how this will turn out.
Actually I tired called his father in laws insurance company, they denied it since it was the son-in-laws fault. I then turned around to the other insurance company and they said to get a hold of him for the policy number. He then would not tell me the information. I have the FB messages to prove what he said. So I think I covered my bases.
 
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