Exactly why I only buy IIHS+ and similar top picks. I lift weights. I do jujitsu. I carry a firearm certain times. Everything I can do to hedge my bets of coming home, I might as well do. Extends to vehicles too.Obviously nobody plans for that but accidents happen and people die on the roads everyday.
It doesn't even have to be your fault. You could be hit by a drunk driver, texter, new driver, etc.. Again, god forbid....
There really is no comparison between old and new cars when it comes to safety.