Didn't do research/ homework to validate the below story that Collision Safety Consultants was able to get Progressive Insurance to pay out an additional $11k USD on a totaled 2000 F350 with 7.3 diesel. I suspect this is a very best-case scenario and not common.
Progressive appraisal: $6786 USD
Collision Safety Consultants hired independent appraisal: $18,335 USD
Additional fund for the insured (less assumed fess) the Insured was able to get paid from Progressive: $11, 567
What is not known is what the fee Collision Safety Consultants charges, and if Progressive dropped the insured after the challenged claim.
We smoked Progressive AGAIN. A customer called me from Ohio. His 2000 Ford F-350 Super Duty XLT Extended Cab 7.3L 8 Cyl
Diesel Turbocharged 4WD with 196,173 miles caught fire. Progressive tried to burn them again on the truck’s value. They said according to our own Mitchell report your truck is only worth $6,768.36. The customer said that offer doesn’t even spark my interest. He asked the adjuster what he was smoking and rejected the lowball offer. The customer removed Progressive from the claim and forced them to hire an independent appraiser as required by the appraisal clause language in his auto policy. I emailed my valuation report to their appraiser. I let him smolder for a bit because I didn’t want to him to flare up on me. Amazingly he and I were only a couple hundred dollars apart on our values. I was all fired up when he said “ let’s agree the truck is actually worth $18,335.” So Progressive had to Match our binding agreement and pay my customer $11,567 more than what they told the customer they owed them! I never get tired of reducing these heartless companies to ashes. Never trust the people who owe you money to determine how much money they owe you. They will just inflame you with their fiery deception.
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