ONN: I disagree with him cutting up multi-vehicle formulas. It is possible to cover multiple specifications with one fluid if the additive package can perform all the same functions as the requirements. I've used Amsoil Multi-Vehicle formula for too long in too many applications for this not to be true.
I'm not touting Amsoil but my use of it in various OE's from Honda, Toyota, Chrysler, Ford and GM in the family for many miles proves it can be done at least in their case. I don't know about the shelf universal fluids but there is enough of a following here using Valvolines ATF for that not to be the case either.