Yesterday in the mail was a letter to my wife stating this was a attempt to collect a debt. Now we are both confounded. This is a first. It's only $50 bucks but still.
We then checked her credit on the annual free report we are allowed. NO red flags.
The letter does give the name of the creditor. I plan to call them tomorrow to inquire.
I want to call the collection agency and read them the riot act. Our credit scores are very very high.
However I have since learned about a letter of validation. I am writing it soon.
This maybe a case of junk debt buying.
The date on the letter is April 21, 2016. I just read where the have 5 days to send validation documents.
Anything else I can do? In fact the agency is here in town.
We then checked her credit on the annual free report we are allowed. NO red flags.
The letter does give the name of the creditor. I plan to call them tomorrow to inquire.
I want to call the collection agency and read them the riot act. Our credit scores are very very high.
However I have since learned about a letter of validation. I am writing it soon.
This maybe a case of junk debt buying.
The date on the letter is April 21, 2016. I just read where the have 5 days to send validation documents.
Anything else I can do? In fact the agency is here in town.
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