I know, I know: this isn't a financial advice website. That being said, I trust the input and advice of my fellow members MUCH more than some broker trying to sell me a service.
I'll keep it short and sweet: After paying off ALL my debts, I have about $50k left from the sale of my home. I would like to keep $20k on hand as an emergency fund, so I've got $30k to park somewhere and let sit. The only current expenses are normal day-to-day items and utilities, we have no mortgage/CC/auto debt. There are no major expenses coming up (we did just have to replace our dryer, found a brand new Maytag at the used appliance place for $330 delivered).
There is a piece of property just around the corner from us that's left over from a house fire last year. It's ready to go with well/sewer/electric, and I think I could pick it up for ~$20k. Property taxes on the land are maybe $600/yr.
Outside of that, I have no idea. I'll be contributing to my 401k at JD, they match 30% of contributions up to my first 7% of income so there's that. What would you do?
I'll keep it short and sweet: After paying off ALL my debts, I have about $50k left from the sale of my home. I would like to keep $20k on hand as an emergency fund, so I've got $30k to park somewhere and let sit. The only current expenses are normal day-to-day items and utilities, we have no mortgage/CC/auto debt. There are no major expenses coming up (we did just have to replace our dryer, found a brand new Maytag at the used appliance place for $330 delivered).
There is a piece of property just around the corner from us that's left over from a house fire last year. It's ready to go with well/sewer/electric, and I think I could pick it up for ~$20k. Property taxes on the land are maybe $600/yr.
Outside of that, I have no idea. I'll be contributing to my 401k at JD, they match 30% of contributions up to my first 7% of income so there's that. What would you do?