Thinking about getting a financial advisor...

[JeffKeryk]

Fiduciary or not, every financial advisor's job is to make money off of you. This is done by reducing your profit.

It is common to see a 1.5% charge. On a 6% year, that's 25% of your profit. Which never gets to compound and earn.

Just a couple of the buildings your money builds:

That's true, but again, every professional is in the business of making money. I don't do brain surgery on myself nor do I paint my own cars. I don't have the knowledge or tools.
I believe you can be self directed to a point and that point varies for each of us.

 

[Donald]

I have some money in Vanguard. Almost all in their S&P 500 index fund. Super low fees. If you want they have financial advisors who will help for a small fee.

Unless you have a ton of money stick with a S&P Index Fund. Forget the financial advisor.

If you really want one, pay a FA an hourly fee to tell you what to do then do the investment changes yourself.