If your goal is to discredit Dodd-Frank entirely, simply because 12 years later one of its authors is a director at a struggling specialty bank that heavily depended on crypto, that is entirely a nonsensical political statement. Remove Frank from the discussion - can you not see how the Dodd-Frank regulation, more specifically the requirement for more reserves and stress testing, would've likely prevents the collapse of SVB? Does every mistake in your life discredit everything you've done prior to that mistake? Let's simply assess Dodd-Frank for what it is and not who wrote it. Let's simply assess the rollback of Dodd-Frank in 2018 and the effect of that rollback on what is happening now. Dodd-Frank is not inherently political unless you make it political.