- Joined
- Apr 13, 2013
- Messages
- 3,222
I have a thread about the catalytic converter being stolen in my 02 Accord.
I spoke with the insurance company and they have decided to total the car over this. The adjuster said this is due to the age of the car, coupled with the high costs of the cat, oxygen sensor and repair to the surrounding exhaust.
I'm pretty sad. This car has sentimental value. It has been in my family since new and still runs & looks great.
They will let me know the exact payout amount tomorrow but I have been given 2 options:
- Take the check and turn over the car and title to the insurance co.
- Take a reduced check and get to keep the car with a salvage title.
If I was to keep the car, what would a salvage title mean? Is it undriveable with a salvage title until it is fixed and certified by the state? Is the salvage branding then converted to clean?
I thought about finding someone to straight pipe the exhaust but it wouldn't be able to pass an emissions inspection, and it would obviously not pass any sort of re-certification by the state without a cat.
This is my first time dealing with a totaled vehicle. Any advice would be appreciated.
I spoke with the insurance company and they have decided to total the car over this. The adjuster said this is due to the age of the car, coupled with the high costs of the cat, oxygen sensor and repair to the surrounding exhaust.
I'm pretty sad. This car has sentimental value. It has been in my family since new and still runs & looks great.
They will let me know the exact payout amount tomorrow but I have been given 2 options:
- Take the check and turn over the car and title to the insurance co.
- Take a reduced check and get to keep the car with a salvage title.
If I was to keep the car, what would a salvage title mean? Is it undriveable with a salvage title until it is fixed and certified by the state? Is the salvage branding then converted to clean?
I thought about finding someone to straight pipe the exhaust but it wouldn't be able to pass an emissions inspection, and it would obviously not pass any sort of re-certification by the state without a cat.
This is my first time dealing with a totaled vehicle. Any advice would be appreciated.