Originally Posted By: JamesBond
I don't want to sound like a jerk but a 90's Camry is an appliance. The amount of money it will cost repair this damage should cover maintenance on this vehicle for the next few years.
Get some estimates, then see if the parents will just cut you a check for a portion of it and do the work yourself. (Its a good opportunity to try your hand at bodywork)
Keep in mind that your reputation as well as your sons will come into play here. The two families involved likely know many of the same people, your son and the girl share the same peers and in this facebook-twitter world, word travels fast.
Plus it may be a chance to share a project with your son, teach him some self reliance, and learn that sometimes sh*t happens that may not be your fault but its up to you to handle it.
Respectfully i disagree. You or your family had property damaged by another party, There is nothing about that that requires you to handle the problem.
Depending on the state and if the damage is less than $1,000 no police report is needed.
If the damage exceeds that amount and you havent filed a police report there insurance may not have to honor anything if they decide not to pay out of pocket for the damages.
If i were in your shoes and you want to give the other family a chance.. first contact the police and explain the situation, ask how long you have to get a police report for the accident. Second get your estimates NOW.. dont wait. Give the family exactly 5 buisness days to pay the full estimate amount (or the average of 3 estimates) and get them to sign a Notorized agreement that states they are fully responsible for the accident and the cost of repair to your auto.. id tell them if they dont agree to sign this NOW that your not waiting or giving any chances, your filing a police repot and starting the claim process NOW..
Honestly, if it was me (maybee im just jaded) but i wouldnt mess with any of what i just said.. My entire suggestion is if your feeling compassionate etc.. I would contact the police, and then file your claim.. thats what you pay insurance premiums for.. let the insurance company do what you pay them to do, and that's handle a accident.
from your pictures i think your easily over $1,500 and its not going to be as simple as just poping a dent and buffing a little, this looks like the job for a professional, thet them do it so your auto looks like it did before the accident.