So I just pulled a credit report from Credit Karma on the recommednation of a few others and I saw something interesting. The balances on my credit cards (State Farm, And Best Buy) are low and right where they should be. But then there is a big one, that I wasn't aware of.
I'm listed as an Authorized user on my parents Sears card, and I have a card with my name on it, but the account is in my Dad's name. We've bought a lot of big purchases from there in the past year, including the riding mower. But WHY does the balance on THEIR CARD show up as an extra 4 grand on MY credit report? Help me out here.
I'm listed as an Authorized user on my parents Sears card, and I have a card with my name on it, but the account is in my Dad's name. We've bought a lot of big purchases from there in the past year, including the riding mower. But WHY does the balance on THEIR CARD show up as an extra 4 grand on MY credit report? Help me out here.