ram_man, I assure you it is not personal and from what you post, you appear to be a hard-working young man. I applaud that. My thoughts on finances (and therefore buying new 'things') have changed over the years and I feel strongly about trying to educate or at least open other people up to the possibility of sharing some of my viewpoints. If you don't share them, that is fine, but perhaps I (or someone like me) might influence a third party or lurker to question how they themselves are handling things (could be in a similar or not situation to yourself).
Also, as someone younger than me (I'm guessing 8-12 years or so), you're used to putting lots of info about yourself or situation online. That's how and why we bring up seemingly unrelated topics into others when they seem to intertwine with you. Happens with other posters also.
I'm sure a new iPhone 6 or equivalent Android is a very capable, amazing computer; I still feel they aren't necessary for the majority of people, though. If you keep it, enjoy it and know that it is likely a luxury/entertainment purchase, as a similar phone could be had for cheaper. That's all. Take care!