I know a lot of us here utilize UOA for nothing more than a trend-keeping tool or verification/justify that what we've been doing is a-ok with our motor. Others, though, try to eek out as much life from a product as possible. Peace of minders be darned, we want to get the best value, not spend the least amount of money.
That being said, for us who do utilize UOA to get the best value out of our products, why don't we use this same tool to determine oil filter life? If the analysis comes back with high insolubles, then unscrew the old filter, pop a new one in and you're down the same amount of oil you would have replaced anyway. The benefit comes when you see low insolubles in the first UOA, decide to keep it in for another OCI, and then again see the same level of insolubles in the following UOA.
When it comes to doing things "just cuz," this peace of mind, I feel, is for those who are either uncaring or under-educated. I wouldn't think any of us here is latter.