I see the oil and the filter connected synergistically.
Remember that contamination begets wear, which begets more wear, which begets even more wear... and that's what's called the "chain reaction of wear." It's all about keeping the contamination level as low as possible for as long as possible and that's what the filter does. The oil helps prevent wear, and thus reduces further contamination FROM wear, but there are contamination inputs beyond the wear metals generated by the engine and these probably have as much or more to do with wear than what is produced by "normal" wear itself.
What are some of the relevant inputs to oil contamination?:
1) Built in contamination from manufacture. Most of this gets filtered pretty quickly but it really wreaks havoc first and creates even more particles... many of which are too small to be captured by the filter. Though most of it is flushed out quickly, it may take a while for all of it to be captured.
2) Overall, the biggest contributor to contamination inputs is the air intake. A lot of harmful particles that come thru the intake are blown past the rings by combustion. As they grind past the rings, they are broken up and in the process takes metal off the rings and cylinder walls, which become even more contamination. From there, that material does it's nasty work wherever it goes until (or if) it's filtered or drained out. This input is never-ending as long as the engine is running, making air filtration as important (maybe more so) than oil filtration.
3) Wear metals. Early on, as the engine break in, there are a lot of them being produced, but they taper off to a "normal" low rate (for that engine in it's normal environment). As long as the other inputs are low, this input stays low as well, especially if the oil is doing it's job.
4) Combustion: Blowby produces gasses and fuel dilution that effects the oil directly, which effects wear indirectly by degrading the oil's ability to reduce wear (sooner or later). As to some direct particulate contamination from the combustion process, with gas engines, there is some hard carbon particles that can migrate down the cylinder walls. Diesel soot is a big contributor to particulate contamination and oil degradation.
So, we know from the famous, or infamous, GM filtration study, and others, approximately how much wear occurs with high levels of contamination and that higher levels produce more wear.
We know less about what happens with contamination at lower levels. I have not seen any detailed studies that measure wear at oil contamination levels we see as "normal" e.g. what you might see at the end of a typical OCI with a normal filter, let alone any that shows the wear with a finer level of filtration. This is likely because at lower levels of contamination, wear is much more difficult to measure. You'd have to make long dyno runs which cost money. It's easy to rapidly and artificially increase the contamination level and measure wear at high levels. To measure the difference between a 35-40 um abs "ordinary" filter and a 20 um abs "premium" filter would probably take years of dyno time, or a very controlled study in vehicles on the road.
One notable and real-world (in the HD realm anyway) test I saw in the Pall Corp paper, "Diesel Engine Lubrication Contamination and Wear" (Addison & Needelman) included a chart that showed the contamination levels of oils in diesels used in a mine, some with a 60 um abs "paper" filter and the others with a 10 um abs synthetic filter over 500 hours of running. The level of contamination was 20 times more with the 60 um filter than with the 10 um and the finer filter was reported to have more than twice the service life. Though they did not detail the UOAs they took, they stated:
"Spectrographic oil analysis revealed significant reductions in wear metals on those engines using composite-cynthetic medium filters. Since the accuracy of spectrographic oil analysis is severely limited for particles 5 microns and larger, these results do not completely reflect the dramatic reduction in wear debris achieved with the composite-synthetic filter medium."
How much the wear is created by contamination may be determined by the type of engine. The most wear prone areas are those with the least clearance and the least amount of oil flow. According to a chart in the Pall paper (it's handy but I've seen similar elsewhere), the tightest clearances are in the valvetrain, drive gears and and the piston rings. I would add a flat tappet cam. Interestingly, these are not places where there is a high flow to oil to make a good hydrodynamic wedge (>2 um). Engines with roller valvetrains are the least effected by contamination. The rings are most effected by the small
Given all the evidence, logic dictates that less contamination simply has to result in less wear but it's maddening not to see it reflected in UOAs. As I said before, the levels of contamination rise very slowly in the real world (the street environment with good air filtration and a sealed crankcase), so there are long periods of relatively clean oil, even without extraordinary filtration. When the rate of contamination is very slow, mostly coming only from the small amount of engine wear and the small amount that gets thru the air filter, it takes a long while for the level of contamination to rise to the point of being a problem in terms of increasing wear. In many cases, the oil is changed before that occurs. This is why Dave Newton can find no statistical evidence in UOAs to support an assertion that improved filtration has any effect on wear in the real world. But I would also think that given the fairly blurry picture we get from a UOA, it may not be telling the whole story either.
I think what Dave tells us statistically is exactly the same thing the OEM and aftermarket filter manufacturers do, that the current (or ordinary, customary) level of filtration is "good enough." The gains from improved filtration become harder to justify economically at a certain point (to me that "certain point" is a 30-35 um abs level of filtration) even if gains are present.
BUT! The key to this is to control the other inputs, most especially air filtration. That will be the killer long term. Fine air filtration levels leave little for the oil filter to do and reduces wear a lot.
I think diesels have more to gain from oil filtration than gassers. The soot aspects, especially with the newer EGR equipped diesels, make for a better potential payoffs. Keeping the soot levels low definitely extends oil life. I think this statement is justified by the many diesel that have fine bypass filtration OE.
Commenting on my previous comment about air cooled VWs: Yes, I rebuilt a lot of them and the only oil filtration they had was a screen that was not much tighter than a kitchen collender. They ran pretty loose bearing clearances and flowed a lot of oil. The oci was 2-3000 miles as I recall. I saw few engines that lasted longer than 75K but I can't say honestly that it was all oil related or that the failures were bottom-end related. Usually it was burned valves. BUT, when the engines were torn down for any reason, the bearings were usually pretty wiped out. Heavily embedded and scratched up... ditto the crankshaft.