More bailouts...

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It's because most people are not used to hearing both sides of stories.

They're SOOOOOOOO used to biased reporting, that when they hear both sides, well, you know what happens.

Time to wake up.
 
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So why the heck is the government the answer???


Because of the sectors failure. Anyone who sees the evil of the government needs to blame those who make them the last redress of the issue. If you blame the (implied) dullard and buffoons ...hang those who made them seek sanctuary in the ever tightening authoritarian grip of the government.

If the market truly handled itself, government would be a small and transparent entity. It's the market's pathetic lack of sensibility and true success that will strangle itself with its own excesses.

You're beating the wrong horse ..but I think it will be just as futile if you chose the right one.

Beliefs don't change realities. Performance does.
 
Oh, we pay for others' healthcare.

Here's "just one" State.............

Quote: "Healthcare for illegal immigrants cost the Texas government and local hospital districts $678 million in a year, according to a new study that state lawmakers hope will show the federal government how much Texas is spending in uncompensated care for illegal immigrants.
shocked2.gif


http://www.star-telegram.com/804/story/1091694.html
 
Originally Posted By: Pablo
Originally Posted By: MarkC
"I will say some portions of our system are broken and overly expensive. I'll also be the first to say, or ask: Why the heck should employers pay for health care? Seems silly. Let companies do what they do best, not administer insurance or give it as a benefit. Ideally people should run their own health care."

So you've opted out of your company's health care plan and
pay for your family's premiums and expenses yourself?
did you also opt out of Medicare and Social Security?


When did I say I opted out of anything? Putting words in people's mouths is not polite conversation.

I wrote "ideally". Concept a bit large???

I would love to opt out of the SS boondogle.


Pablo, I didn't put words in your mouth, I asked a question.
You seem to think companies shouldn't help fund employee healthcare, so why do you participate?
It is possible to opt out of SS, I know a couple of the pastors at the local megachurch who brag about having done so. Of course, they "earn" large sums of money, so why should they worry? Maybe it's only certain professions that have this option, but you could check into it, and also go ahead and withdraw from your company's plan and start paying 100% of the premiums and other costs for yourself and your family, you know, since you don't think companies should have to provide it.
 
You can opt out of the biggest Ponzi Scheme, Social Security, if you become a Pastor.
 
It's interesting that the US model has employers paying for health care.

Down here, it's your problem.

Why doe the US have the employer pay ?

Where's the history ?

Only other thing I've seen similar down here was "Fringe Benefits Tax". More and more companies were paying their execs with benefits rather than money, so Govt decided on the need to tax this avoided income. The politicians, realising that almost their entire existance is a "fringe benefit" passed the legislation such that the employer, not the employee pays the FBT.
 
Nope.

The income is the dollar per hour or dollar per month.

The Insurance and other benefits is part of what's called a Benefit Package.
 
When I got laid off, I was given a "severance package".

It was 18 months of pay up front in one check and 2 years (yes years...) of fully paid Medical, Dental and Vision care.
 
Originally Posted By: Shannow

Why doe the US have the employer pay ?



Theoretically, it's cheaper for employers to provide some or all of the premiums because they can then get group rates much cheaper then if every individual went out to various insurance companies to get their own insurance.
 
Originally Posted By: Shannow
It's interesting that the US model has employers paying for health care.

Down here, it's your problem.

Why doe the US have the employer pay ?

Where's the history ?

Posted this a few pages ago. I didn't write but I found during a search.
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Healthcare is artificially inflated. Why do you think that a single Band-Aid in the hospital costs over a Dollar? What is that a 900% profit? In WWII the U.S. Government made it illegal for companies to raise wages because so many men went to war and the supply of labor wasn't adequate. Companies needed people, especially they naturally wanted the best people. So what they did to get around the law was to provide "free" health insurance that covered everything with NO CO-PAY. People stopped shopping for the most competitive cost in terms of doctors, hospitals, clinics, medicine, etc..., so the medical, companies, pharmaceutical companies, clinics, people, not being stupid, raised prices far, far, far higher than they would if they had to compete for business. Free health insurance also raised the demand of the services; why not, they were "free"; might as well go in to see good ol' doc. So all this "free" stuff corrupted the entire medical market until healthcare was so expensive that now the average person can't afford to walk in and pay for the stuff out of his wallet like we used to be able to do before WWII. We need to find ways to re-direct the healthcare industry into full free market competition to lower the cost of healthcare.
 
Yes. A private pool traditionally worked out better. It too is dictated by demographics. Lots of savings in administration over 1000's of individuals.

Above a certain number of participants, benefits were only administered by the insurance company. The company paid all costs.
 
Originally Posted By: Tempest
Originally Posted By: Shannow
It's interesting that the US model has employers paying for health care.

Down here, it's your problem.

Why doe the US have the employer pay ?

Where's the history ?

Posted this a few pages ago. I didn't write but I found during a search.
Quote:
Healthcare is artificially inflated. Why do you think that a single Band-Aid in the hospital costs over a Dollar? What is that a 900% profit? In WWII the U.S. Government made it illegal for companies to raise wages because so many men went to war and the supply of labor wasn't adequate. Companies needed people, especially they naturally wanted the best people. So what they did to get around the law was to provide "free" health insurance that covered everything with NO CO-PAY. People stopped shopping for the most competitive cost in terms of doctors, hospitals, clinics, medicine, etc..., so the medical, companies, pharmaceutical companies, clinics, people, not being stupid, raised prices far, far, far higher than they would if they had to compete for business. Free health insurance also raised the demand of the services; why not, they were "free"; might as well go in to see good ol' doc. So all this "free" stuff corrupted the entire medical market until healthcare was so expensive that now the average person can't afford to walk in and pay for the stuff out of his wallet like we used to be able to do before WWII. We need to find ways to re-direct the healthcare industry into full free market competition to lower the cost of healthcare.


So it's insurance and employer's fault. Darn them!!! It's good to know that those without insurance ..and those who will not be able to afford it in the future ..aren't really deserving of not having it. It was some evil profiteer that did it to them. Someone seeking a profit.

Thanks for letting us in on who the real victims are here!!
 
So you guys stuffed the system (cost wise), and we end up with $400 slingshot rubbers in the colonies...great (j/k).

Down here, that would be a "reportable fringe benefit", and would be added to your taxable income for the purposes of the medicare levy, means testing of any benefits, superannuation surcharges etc.
 
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So it's insurance and employer's fault. Darn them!!! It's good to know that those without insurance ..and those who will not be able to afford it in the future ..aren't really deserving of not having it. It was some evil profiteer that did it to them. Someone seeking a profit.

Thanks for letting us in on who the real victims are here!!

Apparently you missed the part where government forced them into the situation.

Reading skills are critical.
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It was some evil profiteer that did it to them. Someone seeking a profit.

How much evil profit do you make selling Amsoil? How much evil profit does big AL make? How much money do you spend on this board to have a granted near monopoly on being able to sell here?
 
Originally Posted By: Shannow
So you guys stuffed the system (cost wise), and we end up with $400 slingshot rubbers in the colonies...great (j/k).



The insurance companies, in conjunction with the FDA and AMA, "created their own wealth" at the society's expense. It's called having a captive audience.

While there are enough producers to keep the upramp in costs climbing ..there will be private insurance funding the majority of the shakedown. Once the producers can't handle the load, then the government will swing into action to take more money from the producers ..while protecting the upper income types.

It's kinda like using the high grade coal until there's not enough of it around ..then switching to the lower grade stuff ...except that you just use more of it. The thing is, you never needed the high output stuff to be used to begin with. You just burned it up because it was there ..and you could.
 
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