I am not sure of the correct answer but know 2 points a. concrete slabs make underfloor repair - like pipes - very difficult AND soak up heat and radiate it outside on the edge unless carefully insulated there, and b. very recent experience w/ poorly vented crawl lead to excess humidity and effectively ALL my floor joists rotting out and walls shifting. A friend jacked the house up and replaced joists w/new style treated lumber and we added a TJENTEN? of Minn. dual vent fan w/temp and humidity controls to provide positive air flow and good ventilation until it gets cold. Lots of u-tube videos on crawl space and fans, etc. This was a new topic to me but rotted wood is apparently very common here in Indiana and the fan cost ran from $190 to low of $125 on e-bay - appears good quality. Chicago should be similar and dual small fans might be cheaper than constant de-humid. use. Just my opinion but dry air seems more important than heat efficiency unless you know you can get both.
bmw john in indy/avon
bmw john in indy/avon