I just received a call from Telus as I am in the process of purchasing a new phone for my son.
The Telus guy says they ran a credit score through Equifax and it came back very poor (without actually saying that) and they want a $200 deposit for this phone.
After conversing with my wife and this guy, something is amiss but since most of the CC's are in my wife's name, I guess it's possible I don't have a good score?
I used to use a Visa that was in my name that I used for years and always paid on time but I haven't used it in at least 3-5 years due to us becoming Costco members and using their Mastercard. Is it possible Equifax has no history of that Visa card?
I am 54, have worked for 35 yrs and counting and have things paid off with zero debts so it was quite surprising to hear I have a poor credit score. Should I call into Equifax to get things corrected or is the only way to improve a credit score by using a Visa/CC?
Never been down this road before so it's all new to me. Is this worth pursuing or should I just let it be as it may/will cause a lot of work and big headaches?
Thanks in advance
The Telus guy says they ran a credit score through Equifax and it came back very poor (without actually saying that) and they want a $200 deposit for this phone.
After conversing with my wife and this guy, something is amiss but since most of the CC's are in my wife's name, I guess it's possible I don't have a good score?
I used to use a Visa that was in my name that I used for years and always paid on time but I haven't used it in at least 3-5 years due to us becoming Costco members and using their Mastercard. Is it possible Equifax has no history of that Visa card?
I am 54, have worked for 35 yrs and counting and have things paid off with zero debts so it was quite surprising to hear I have a poor credit score. Should I call into Equifax to get things corrected or is the only way to improve a credit score by using a Visa/CC?
Never been down this road before so it's all new to me. Is this worth pursuing or should I just let it be as it may/will cause a lot of work and big headaches?
Thanks in advance