Being in NC have you considered a heat pump with dual fuel backup? Might save you a bit of $$$ if your climate will allow you to run in heat pump mode most of the time. If you are springing for variable speed unit those ones can heat pump down to much lower temps than the basic single speeds.
I have the bare bones Lennox 14 seer heat pump (HP14X - cheapest one they have) - yeah no issues over 3 years but its startup is noisy as heck but it runs nice and quiet after the startup bang/rattle. Seems to be common complaint across entire Lennox line - real rowdy getting the compressor going. Start assist (hard start) kit helped a little bit, now my HVAC company wants me to pay $$$ for a compressor blanket - I drew the line there as it is not that disruptive.
I have the bare bones Lennox 14 seer heat pump (HP14X - cheapest one they have) - yeah no issues over 3 years but its startup is noisy as heck but it runs nice and quiet after the startup bang/rattle. Seems to be common complaint across entire Lennox line - real rowdy getting the compressor going. Start assist (hard start) kit helped a little bit, now my HVAC company wants me to pay $$$ for a compressor blanket - I drew the line there as it is not that disruptive.