Accident update
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Originally Posted by aquariuscsm
What I can't wrap my head around,is the local police here won't respond to an accident if there's no injuries. So we had to insist on an officer to show up,and he said they also don't write accident reports either unless there's injuries. He only had us fill out "information exchange forms". Is this a common practice by the police across the board? I thank God that the off duty police officer was there and made that witness statement for me. Once this is all said and done,I want to treat he and his family out to dinner.
Dashcam if that's the case. YIKES! Dinner for that officer is a great idea because he could have easily looked the other way.
What I can't wrap my head around,is the local police here won't respond to an accident if there's no injuries. So we had to insist on an officer to show up,and he said they also don't write accident reports either unless there's injuries. He only had us fill out "information exchange forms". Is this a common practice by the police across the board? I thank God that the off duty police officer was there and made that witness statement for me. Once this is all said and done,I want to treat he and his family out to dinner.
Dashcam if that's the case. YIKES! Dinner for that officer is a great idea because he could have easily looked the other way.
Originally Posted by aquariuscsm
What I can't wrap my head around,is the local police here won't respond to an accident if there's no injuries. So we had to insist on an officer to show up,and he said they also don't write accident reports either unless there's injuries. He only had us fill out "information exchange forms". Is this a common practice by the police across the board? I thank God that the off duty police officer was there and made that witness statement for me. Once this is all said and done,I want to treat he and his family out to dinner.
They just don't have time. It is not a priority.
It is pretty common here in Silicon Valley.
I guess the answer is to have plenty of insurance, cuz the other guy won't.
What I can't wrap my head around,is the local police here won't respond to an accident if there's no injuries. So we had to insist on an officer to show up,and he said they also don't write accident reports either unless there's injuries. He only had us fill out "information exchange forms". Is this a common practice by the police across the board? I thank God that the off duty police officer was there and made that witness statement for me. Once this is all said and done,I want to treat he and his family out to dinner.
They just don't have time. It is not a priority.
It is pretty common here in Silicon Valley.
I guess the answer is to have plenty of insurance, cuz the other guy won't.
Nick1994
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Originally Posted by aquariuscsm
What I can't wrap my head around,is the local police here won't respond to an accident if there's no injuries. So we had to insist on an officer to show up,and he said they also don't write accident reports either unless there's injuries. He only had us fill out "information exchange forms". Is this a common practice by the police across the board? I thank God that the off duty police officer was there and made that witness statement for me. Once this is all said and done,I want to treat he and his family out to dinner.
That doesn't happen here. We always get an officer to come, and the at fault party gets a ticket. Has happened both times I've been rear ended, in 2016 and 2017.
What I can't wrap my head around,is the local police here won't respond to an accident if there's no injuries. So we had to insist on an officer to show up,and he said they also don't write accident reports either unless there's injuries. He only had us fill out "information exchange forms". Is this a common practice by the police across the board? I thank God that the off duty police officer was there and made that witness statement for me. Once this is all said and done,I want to treat he and his family out to dinner.
That doesn't happen here. We always get an officer to come, and the at fault party gets a ticket. Has happened both times I've been rear ended, in 2016 and 2017.
Originally Posted by JeffKeryk
[ They just don't have time. It is not a priority.
It is pretty common here in Silicon Valley.
To some degree, I'd say it goes by the size of the city. The larger it is, the less likely the police will respond to non-injury accidents. Same applies for petty thefts. Our garage was broken into and our lawnmower and weed trimmer was stolen. Called the police, they took my name and phone #, and an officer called later to take the information.
[ They just don't have time. It is not a priority.
It is pretty common here in Silicon Valley.
To some degree, I'd say it goes by the size of the city. The larger it is, the less likely the police will respond to non-injury accidents. Same applies for petty thefts. Our garage was broken into and our lawnmower and weed trimmer was stolen. Called the police, they took my name and phone #, and an officer called later to take the information.
I think OP handled this correctly, he can't control the other driver lying.
I had someone insured by Geico hit my car a couple years ago, she admitted fault and they paid the claim no problem. If she had lied or they given me a hard time, I would have involved my insurance company.
A few years ago someone hit the side of my Neon, put a minor crease and scratch in it. Car was old with a lot of miles and a lot of other scratches and dents on it so I didn't care. Their insurance went after mine for the $3k in damage to their car! They had a stop sign, I didn't. It went to arbitration and they lost. I should have tried to go back and make them fix my car, but I was young and didn't really care. They claimed I was speeding, my insurance company asked if I was speeding, why did they pull out? They had GE at the time and my insurance said they fought many claims.
I had someone insured by Geico hit my car a couple years ago, she admitted fault and they paid the claim no problem. If she had lied or they given me a hard time, I would have involved my insurance company.
A few years ago someone hit the side of my Neon, put a minor crease and scratch in it. Car was old with a lot of miles and a lot of other scratches and dents on it so I didn't care. Their insurance went after mine for the $3k in damage to their car! They had a stop sign, I didn't. It went to arbitration and they lost. I should have tried to go back and make them fix my car, but I was young and didn't really care. They claimed I was speeding, my insurance company asked if I was speeding, why did they pull out? They had GE at the time and my insurance said they fought many claims.
Her parents probably grilled her and because she was afraid she lied and pinned it on you, then they called the insurance company with her story. In other words, her "little lie" snowballed out of control and now it's likely fraud since this was given to them as a statement and there's witnesses (including a sworn officer) who say otherwise.
She deserves a very hard check on reality and responsibility.
She deserves a very hard check on reality and responsibility.
Originally Posted by NoNameJoe
Her parents probably grilled her and because she was afraid she lied and pinned it on you, then they called the insurance company with her story. In other words, her "little lie" snowballed out of control and now it's likely fraud...
This is a civil matter that will never see a courtroom so no one is going to claim fraud claims against her. Her insurance WANTS this to be the other person's fault so they're all on board with her saying what she did. Worst case is she can claim she got confused, scared, etc and was "mistaken" and that's the end of it.
Her parents probably grilled her and because she was afraid she lied and pinned it on you, then they called the insurance company with her story. In other words, her "little lie" snowballed out of control and now it's likely fraud...
This is a civil matter that will never see a courtroom so no one is going to claim fraud claims against her. Her insurance WANTS this to be the other person's fault so they're all on board with her saying what she did. Worst case is she can claim she got confused, scared, etc and was "mistaken" and that's the end of it.
I guess there is a reason Geico Insurance is so cheap.
I hope all goes well!!
Originally Posted by NoNameJoe
Her parents probably grilled her and because she was afraid she lied and pinned it on you, then they called the insurance company with her story. In other words, her "little lie" snowballed out of control and now it's likely fraud since this was given to them as a statement and there's witnesses (including a sworn officer) who say otherwise.
She deserves a very hard check on reality and responsibility.
Her parents could have contributed to her false story too because I'm betting she was on their insurance and they didn't want their insurance rates to go up.
Her parents probably grilled her and because she was afraid she lied and pinned it on you, then they called the insurance company with her story. In other words, her "little lie" snowballed out of control and now it's likely fraud since this was given to them as a statement and there's witnesses (including a sworn officer) who say otherwise.
She deserves a very hard check on reality and responsibility.
Her parents could have contributed to her false story too because I'm betting she was on their insurance and they didn't want their insurance rates to go up.
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My insurance called me today and said they're going after her full force,and will take her to court if it comes to that. My agent called me today and had me tell her what happened,and even pulled up the intersection online while I was talking to her,and could see exactly what happened. I'm so glad everything is beginning to fall in place.
Another weird thing my car is doing,the factory alarm will just randomly go off as it's sitting undriven,covered up in my driveway.
Another weird thing my car is doing,the factory alarm will just randomly go off as it's sitting undriven,covered up in my driveway.
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Originally Posted by ZeeOSix
Originally Posted by NoNameJoe
Her parents probably grilled her and because she was afraid she lied and pinned it on you, then they called the insurance company with her story. In other words, her "little lie" snowballed out of control and now it's likely fraud since this was given to them as a statement and there's witnesses (including a sworn officer) who say otherwise.
She deserves a very hard check on reality and responsibility.
Her parents could have contributed to her false story too because I'm betting she was on their insurance and they didn't want their insurance rates to go up.
I agree. I have a copy of her insurance card right here in front of me and yes,she's on her daddy's insurance. So pathetic!
Originally Posted by NoNameJoe
Her parents probably grilled her and because she was afraid she lied and pinned it on you, then they called the insurance company with her story. In other words, her "little lie" snowballed out of control and now it's likely fraud since this was given to them as a statement and there's witnesses (including a sworn officer) who say otherwise.
She deserves a very hard check on reality and responsibility.
Her parents could have contributed to her false story too because I'm betting she was on their insurance and they didn't want their insurance rates to go up.
I agree. I have a copy of her insurance card right here in front of me and yes,she's on her daddy's insurance. So pathetic!
Originally Posted by aquariuscsm
What I can't wrap my head around,is the local police here won't respond to an accident if there's no injuries. So we had to insist on an officer to show up,and he said they also don't write accident reports either unless there's injuries. He only had us fill out "information exchange forms". Is this a common practice by the police across the board? I thank God that the off duty police officer was there and made that witness statement for me. Once this is all said and done,I want to treat he and his family out to dinner.
Here in SA the police do write up a report, and DPS requires both drivers to file reports to Austin. Happened both when I was rear-ended by an 18 year old female in her year old Mustang with her mother in the passenger seat, when my wife was rear-ended by a 19 year old female in her BMW, and when the 30 year old female from the Great Lakes area pulled out in front of my wife who was going the speed limit 40 mph on her way to work forcing a T-bone and totaling both cars. The girl who rear-ended me had Titan insurance a subsidiary with Nationwide who drug their feet and rep was so rude I turned him in to his boss, girl who rear-ended my wife had GEICO but minimal hassle, and the T-bone chick had some noname insurance back in Wisconsin even after living here 6 months (turned out to be her dad's insurance). We havr State Farm eho subtogated everything yo thr no-name insurance so we were only out our deductible until they got settlement from the noname outfit.
Seeing so many other PD's won't write reports if no injury really makes me think about putting a pair of dash cams on my Santa list!
If nothing good comes forth soon, I'm confident Allstate will fix you up and subrogate, with their lawyers working in your interest.
What I can't wrap my head around,is the local police here won't respond to an accident if there's no injuries. So we had to insist on an officer to show up,and he said they also don't write accident reports either unless there's injuries. He only had us fill out "information exchange forms". Is this a common practice by the police across the board? I thank God that the off duty police officer was there and made that witness statement for me. Once this is all said and done,I want to treat he and his family out to dinner.
Here in SA the police do write up a report, and DPS requires both drivers to file reports to Austin. Happened both when I was rear-ended by an 18 year old female in her year old Mustang with her mother in the passenger seat, when my wife was rear-ended by a 19 year old female in her BMW, and when the 30 year old female from the Great Lakes area pulled out in front of my wife who was going the speed limit 40 mph on her way to work forcing a T-bone and totaling both cars. The girl who rear-ended me had Titan insurance a subsidiary with Nationwide who drug their feet and rep was so rude I turned him in to his boss, girl who rear-ended my wife had GEICO but minimal hassle, and the T-bone chick had some noname insurance back in Wisconsin even after living here 6 months (turned out to be her dad's insurance). We havr State Farm eho subtogated everything yo thr no-name insurance so we were only out our deductible until they got settlement from the noname outfit.
Seeing so many other PD's won't write reports if no injury really makes me think about putting a pair of dash cams on my Santa list!
If nothing good comes forth soon, I'm confident Allstate will fix you up and subrogate, with their lawyers working in your interest.
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Originally Posted by aquariuscsm
My insurance called me today and said they're going after her full force,and will take her to court if it comes to that.
At least there's some progress. For the alarm, might it be worthwhile to yank the battery cable?
Nyogtha: Years ago, they got rid of reporting collisions to the police here, for most cases. It used to be that you'd report if damage were over the basic provincial deductible, if roads were blocked or vehicle needed a toew, a crime or very serious provincial traffic infraction were involved (impaired, leaving the scene, unlicensed driver, etc) and/or if there were injuries or fatalities. They got rid of the requirement to report based upon monetary damages. Basically, if no one is hurt, everyone has a license and is insured and sober, and the vehicles aren't wrapped around a light post, there's no need to report to the police.
My insurance called me today and said they're going after her full force,and will take her to court if it comes to that.
At least there's some progress. For the alarm, might it be worthwhile to yank the battery cable?
Nyogtha: Years ago, they got rid of reporting collisions to the police here, for most cases. It used to be that you'd report if damage were over the basic provincial deductible, if roads were blocked or vehicle needed a toew, a crime or very serious provincial traffic infraction were involved (impaired, leaving the scene, unlicensed driver, etc) and/or if there were injuries or fatalities. They got rid of the requirement to report based upon monetary damages. Basically, if no one is hurt, everyone has a license and is insured and sober, and the vehicles aren't wrapped around a light post, there's no need to report to the police.
Some years ago I was a police officer. Now retired. Almost everyone lied at accident scenes. It was expected. Once in a while, someone would say "It was my fault". Most of the time the I was reduced to writing each driver's statement as I wasn't a witness and wasn't trained in accident re-creation. I doubt there will be any penalty for the other driver for lying as long as she stays consistent with the lie.
I'm more impressed with SAPD now for taking such statements and writing such reports, as it's the 7th largest city in the US and Dallas is 9th. It's a basic taxpayer service expectation on my part. Disappointing that the issuing of non-accident traffic citations takes priority over responding to and writing up accidents in so many other locations. I understand however that responding to non-injury accidents isn't a revenue generating activity.
Originally Posted by aquariuscsm
I agree. I have a copy of her insurance card right here in front of me and yes,she's on her daddy's insurance. So pathetic!
Do you have kids that are driving age ? How old were you when you got your own auto insurance ? Here is a quote from my agent when we added our son to our policy:
Quote
...unless (he) is bringing in the big bucks, wait to get his own policy - it simply costs too much. After 1 year of driving experience insurance gets slightly better, after 3 years' experience and no activity, it does not seem as ridiculous.
I agree. I have a copy of her insurance card right here in front of me and yes,she's on her daddy's insurance. So pathetic!
Do you have kids that are driving age ? How old were you when you got your own auto insurance ? Here is a quote from my agent when we added our son to our policy:
Quote
...unless (he) is bringing in the big bucks, wait to get his own policy - it simply costs too much. After 1 year of driving experience insurance gets slightly better, after 3 years' experience and no activity, it does not seem as ridiculous.
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Originally Posted by hallstevenson
Originally Posted by aquariuscsm
I agree. I have a copy of her insurance card right here in front of me and yes,she's on her daddy's insurance. So pathetic!
Do you have kids that are driving age ? How old were you when you got your own auto insurance ? Here is a quote from my agent when we added our son to our policy:
Quote
...unless (he) is bringing in the big bucks, wait to get his own policy - it simply costs too much. After 1 year of driving experience insurance gets slightly better, after 3 years' experience and no activity, it does not seem as ridiculous.
I've been working and making my own money since I was 12. Bought my first car mowing yards,and yes,have been paying for my own my own insurance ever since,and I'm 49 now.
This girl is a full grown [censored] adult. She's old enough to vote and die for her country. She can get off her lazy [censored] and buy auto insurance. McDonald's right across from the accident site is hiring. It'd be good for her to get some blisters on her hands and do some hard work,and be a productive member of society.
Originally Posted by aquariuscsm
I agree. I have a copy of her insurance card right here in front of me and yes,she's on her daddy's insurance. So pathetic!
Do you have kids that are driving age ? How old were you when you got your own auto insurance ? Here is a quote from my agent when we added our son to our policy:
Quote
...unless (he) is bringing in the big bucks, wait to get his own policy - it simply costs too much. After 1 year of driving experience insurance gets slightly better, after 3 years' experience and no activity, it does not seem as ridiculous.
I've been working and making my own money since I was 12. Bought my first car mowing yards,and yes,have been paying for my own my own insurance ever since,and I'm 49 now.
This girl is a full grown [censored] adult. She's old enough to vote and die for her country. She can get off her lazy [censored] and buy auto insurance. McDonald's right across from the accident site is hiring. It'd be good for her to get some blisters on her hands and do some hard work,and be a productive member of society.
Nick1994
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I don't see how it matters whatsoever if you're on someone else's insurance policy.
I'm 24, on my dad's insurance policy, and I'm assigned to my cars as the primary driver of them. The issue is?
I'm 24, on my dad's insurance policy, and I'm assigned to my cars as the primary driver of them. The issue is?
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