Cute, like the creek in the back yard. Always wanted one, never had one *LOL*
Anyway, living on the East Coast most my life I always look up flood maps. No concern where I am now but as you know I looked in Florida and ultimately settled on an area of the NC coast. Just high enough to not need flood insurance but in this case not ocean flood but a body of fresh water not too far away.
Anyway, in looking up the property you mentioned, not knowing anything about anywhere except the east coast I ran into this wording. I wouldnt personally be concerned just found it interesting. The area has not been flood rated and its labeled a flood zone I never heard of which is "Flood Zone D"
Which simply means nothing has been determined.
"What is Zone D?
FEMA’s flood maps, known as Flood Insurance Rate Maps (FIRMs), identify areas of flood hazard, which are labeled on the flood map as zones starting with the letters A and V for high-hazard areas, known as Special Flood Hazard Areas or SFHAs, and Zone X for moderate- or low-hazard flood-risk areas. In some cases, there are areas with a potentially moderate to high risk of flooding, but the probability has not been determined. These areas are labeled Zone D on the flood maps."
This is the link to the house you mentioned you can even zoom in and see the house roof. I want to stress I am not in anyway being negative, if I mortgage company doesn't require it I am good to go. Even where we are buying on the coast, our community so large that one part of it is in a flood zone but we are just above that and no flood insurance needed.
hazards-fema.maps.arcgis.com
Ps. Click to close the box for "Print Tool" Also once you click, if you copy and past the address a second time in the search box it will draw a square around the house. It's hard to see, the darn writing is right over where I thought the house was. It could also be the start of a driveway.
www.zillow.com
