Big push by gov to eliminate tipping and increase wages so they can better get their cut in taxes.This caught my attention at Triptych Brewing in Champaign, IL:
Big push by gov to eliminate tipping and increase wages so they can better get their cut in taxes.This caught my attention at Triptych Brewing in Champaign, IL:
Yep.Im still waiting for that 45 year mortgage, OMG.
Considering you and every single family member of yours, to include one day old babies that have a domicile of Illinois each personally owe the state of Illinois no less than $100k USD each for unfunded state pension liabilities, the three percent cash back on your likely $8k USD property tax bill doesn't matter.At least I can now pay my Illinois property tax with a credit card now and get 3% back after paying a pittance in processing fees. But only online. Checks or cash only at the window.
Fairy tales only for those who are blind. The state pensions, it's a constitutional requirement right? Good luck when the the house of cards collapses.Considering you and every single family member of your, to include one day old babies that have a domicile of Illinois personally owe the state a Illinois no less than $100k USD each for unfunded state pension liabilities, the three percent cash back on your likely $8k USD property tax bill doesn't matter.
You do realize that's even $10.50 cheap by DC area standards?Pic? What sandwich costs $10.50 each? I mean I picked up a hot porchetta sub for lunch at an Italian shop for $9 today. And I ain't paying a tip on carry out.
There is a local chain of deli's we used to frequent, but stopped when there prices got out of control. We decided to go there a couple days ago nonetheless, Ordered 4 sandwiches and free water - 50 bucks about as expected. They did the "spin the ipad" and suggested 18, 20 or 22% tip - I manually entered 5 bucks - and asked for a printed receipt.
At the table I noticed this 3.5% "non cash adjustment fee." Now I understand what its for and why, and actually don't have a problem - if they had a sign. They didn't. I went back up looking for the sign I missed, no sign.
So I would have been happy to pay cash had I known, I always have it. My guess is they don't want to handle cash, and they don't want to pay the banking fee themselves either, so they simply rip their customers off. Charging a fee without publishing it is fraud in my way of thinking. So now I feel ripped off. I doubt they care, better to collect 3.5% from everyone and irk a few old farts.
What say you?
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I pay more than 3% credit fee for my corporate landlords portal that I am forced to useYou missed the part about your paying 3% more for everything. Whether there is a fee or not its baked in.
Even though I’m a bartender, and rely on tips, I don’t understand this either. when I’m served I always leave a generous tip but never if I have to go to the counter and then bus my own table. The Jersey Mike’s by me pays $15 per hour and I always have to select the tip at the kioskThey would be getting a couple nasty online reviews from me if they pulled that carp-Yelp & Google Maps would be a good start… I’m still trying to figure out why counter service deserves a tip, too- if you’re a waitress, getting inferior wait staff pay, then sure. Counter staff gets full minimum, at least-this was a Starbucks invention, it should have stayed there (with their overpriced coffee, but that’s another issue).
Because failure to disclose non-customary fees till post sale is called FraudSince everyone knows there is a fee to process on a card, why is a sign necessary for a vendor to recoup that fee?
You know what the fee is and what it is for, you said it yourself.
As a vendor I struggle with this constantly and simply stopped taking credit cards, its ACH or check.
UncleDave, I'm usually in lock step with your opinion, but on this one I've got to give the nod to SCM. Add that charge with no prior notice is fraud.
Because failure to disclose non-customary fees till post sale is called Fraud
The largest retailers on earth do not charge a fee. The fee has not been a thing for most of my adult life. So therefore I need to be informed there will be a fee so I can make my decision to purchase there. Its not a customary fee. Otherwise its simply another scam.
There is a cost to handle cash also - especially in restaurants where employee theft is common. Restaurants should pay me to pay with card - no chance of employee theft
The business can charge whatever fee they like, or not charge a fee, or give a cash discount, or only take cash, or only take card. But if they want to charge fees they need to be disclosed prior to the sale so I can decide.
I understand you wanting and expecting it to be disclosed prior to the point of purchase. It's not an unfair ask at all.
Im much less forgiving of things like charging taxes on labor when not applicable to a fee passed on I know for a fact the vendor has to pay.
In the terms and condition on the cards (that few to none read) they tell you vendors can charge a fee.
I guess I consider the big oil companies some of the largest retailers on earth and they charge fees.
Any time Ive ever put significant monies on cards I was charged a fee.
Curious how often do you pay cash for gasoline? Im prob one of the few that do all the time.
I assume your talking retail, which are franchise usually - but either way the price is well displayed before I pump. Many of the pumps now have 3 LED displays for each grade - cash, card and clubI guess I consider the big oil companies some of the largest retailers on earth and they charge fees.
I put a $400 bill to the county on my card the other day. It was well disclosed - I could put in my banking information and be charged a small amount, I could show up at the office and pay with cash or check for no fee, or I could use a card for 2.5%. I chose 2.5% as I get 1% back anyway, so it cost me 6 bucks to not have to write a check or drive or disclose my banking information to their unsecure database.Any time Ive ever put significant monies on cards I was charged a fee.
Almost never, but its also well disclosed. And its usually about 2% discount and I get 1% back - so I am not standing in line for 50 cents, but I commend you for doing so.Curious how often do you pay cash for gasoline? Im prob one of the few that do all the time.
If they're charging an extra 2-3% because of the fees (they are) then all you're doing by paying cash is costing yourself that amount since you're not getting any of it back in card benefits.
The discount for cash exceed the " cash back".
I've had my credit cards lifted/ stolen an unusually high number of times.
In each case it was a gas station when traveling.