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Dental Insurance not keeping up with $$

Posted By: ZZman

Dental Insurance not keeping up with $$ - 06/11/18 03:06 PM

When will companies and dental insurance companies come to the realization that $1,000 a year isn't enough coverage when people need things like crowns and bridges?
Posted By: skyactiv

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:09 PM

If there was a $5000 yearly limit, do you think dentist would take advantage of it and raise the cost of dental work for those without coverage?
Catch 22.
Posted By: Blkstanger

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:15 PM

I haven't had an honest dentist in 30 years. They all commit fraud from what I have seen. The last one I witnessed was my Wife's dentist said that he treated her for pain. Nope not at all, Though he did charge for it. That is until I pointed it out. My Insurance pays $1750 a year. And yes that doesn't go very far.
Posted By: Rat407

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:18 PM

No insurance here. Can't afford to pay the monthly fee. I just deal with the pain when I have to pay.
Posted By: Quattro Pete

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:24 PM

Originally Posted By: skyactiv
If there was a $5000 yearly limit, do you think dentist would take advantage of it and raise the cost of dental work for those without coverage?
Catch 22.
Good point. The overall cost of medical and dental services in this country is staggering compared to other nations. I know people who travel to other countries to have their dental work done.

Are we mainly paying for malpractice insurance premiums?
Posted By: JeffKeryk

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:29 PM

Dental insurance is a joke unless your teeth and gums are mostly healthy.
It just ain't that good.
I am considering full mouth implants for a friend. Probably $50K, or more...
Did you know the #1 reason people get into major debt is medical cost, and most of those people have insurance?

The only answer is single payer.
Do the math...
The rest of the civilized world has.
Posted By: rshaw125

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:31 PM

US working people have been ripped off by the medical cartel for decades.
Posted By: maxdustington

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:31 PM

Originally Posted By: JeffKeryk
The only answer is single payer.
Do the math...
The rest of the civilized world has.


Come to a Toronto hospital, you can see how civilized our medicine is after you wait 12 hours.
Posted By: mclasser

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:40 PM

Originally Posted By: rshaw125
US working people have been ripped off by the medical cartel for decades.

The insurance industry, in general, is a racket.
Posted By: Quattro Pete

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:41 PM

Originally Posted By: maxdustington
Come to a Toronto hospital, you can see how civilized our medicine is after you wait 12 hours.

It's not like in the US you can just walk in and expect to be seen by a doctor on a moment's notice. You have to make an appt, usually days in advance.

ER will make you wait, too.

Posted By: PimTac

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:42 PM

Compare dental care to 40-50 years ago. Hardly any child got braces. Now it seems 80-90% get either braces or retainers. The push for perfect teeth is really a scam.

As for single payer, it’s fine as long as you don’t mind someone else deciding your health future.
Posted By: UncleDave

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:42 PM

Dental insurance is equivalent to a 10% off coupon.

UD
Posted By: Mr Nice

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:49 PM

Take care of your dental needs and you will be fine. I visit dentist twice a year for cleanings and no problems.

Some Americans say they can't afford dental care... but somehow afford a nice car, iPhone, jewlery, etc... smirk

They go to the ER for a tooth ache or bleeding gums from lack of care.

Posted By: supton

Re: Dental Insurance not keeping up with $$ - 06/11/18 03:55 PM

Dental insurance seems to be low. I usually gripe that I can't put enough into my HSA. Kids needed braces & wife went ahead & paid before I could set up an FSA for that. Oops. Well, pay up front and for some reason they knock money off the bill. I guess that's why I save as much as I can to the HSA.

me, I plan to have teeth pulled when they break, and get dentures when I lose enough of them. Not paying big bucks to have "perfect" teeth, not until I have disposable money.
Posted By: Vuflanovsky

Re: Dental Insurance not keeping up with $$ - 06/11/18 04:08 PM

Originally Posted By: UncleDave
Dental insurance is equivalent to a 10% off coupon.

UD


That's definitely closer to the truth than not...I'm still waiting for the invention of teeth pavement that they can just knock out and re-pave like asphalt if they need to access your teeth.

Most dental practices in my experience are always in "up sell mode" and some of their work is questionable to begin with...but I'm supposed to acquiesce to the professional instead of questioning them as the professional isn't prone to giving options or sometimes even adequately explaining the issue even when pressed.
Posted By: Zee09

Re: Dental Insurance not keeping up with $$ - 06/11/18 04:10 PM

My dentist gives me a 3% discount for cash...…… true- why even bother...
Posted By: zzyzzx

Re: Dental Insurance not keeping up with $$ - 06/11/18 04:10 PM

Originally Posted By: JeffKeryk
The only answer is single payer.
Do the math...
The rest of the civilized world has.


In what other countries id dental covered???
Posted By: JLawrence08648

Re: Dental Insurance not keeping up with $$ - 06/11/18 04:11 PM

I'm in a PDO, a dental HMO. $110/yr, pays 100% cleaning, xrays, exam, fillings are $10-$30, crowns $300? Root canal $250? No yearly limit, no deductible, just that co-payment or fee.
Posted By: umungus1122

Re: Dental Insurance not keeping up with $$ - 06/11/18 04:11 PM

Originally Posted By: JeffKeryk

The only answer is single payer.
Do the math...
The rest of the civilized world has.


popcorn
Posted By: 4WD

Re: Dental Insurance not keeping up with $$ - 06/11/18 04:28 PM

Originally Posted By: maxdustington
Originally Posted By: JeffKeryk
The only answer is single payer.
Do the math...
The rest of the civilized world has.


Come to a Toronto hospital, you can see how civilized our medicine is after you wait 12 hours.


I spent many, many days it Canada listening to people who had family members diagnosed too late waiting for imaging … I can get that this week for a $40 co pay …
I have also seen workers under value company benefits … leave for a high day rate … only to realize how much the company did for them … Look at benefits really hard when shopping the next job …
Posted By: Jeepwm69

Re: Dental Insurance not keeping up with $$ - 06/11/18 04:42 PM

Originally Posted By: maxdustington
Originally Posted By: JeffKeryk
The only answer is single payer.
Do the math...
The rest of the civilized world has.


Come to a Toronto hospital, you can see how civilized our medicine is after you wait 12 hours.


When given the choice of "I can have the procedure if I can come up with the money" vs "I can have the procedure if some bureaucrat says I can" I'll take option A every time.

Government involvement is the reason health care costs have skyrocketed. Health care costs mirrored CPI until the advent of Medicare and Medicaid.

"Before the advent of Medicare and Medicaid and the HMO Act of 1973, the private sector funded over three quarters of the country's health care expenditures, individuals paid nearly one-half of total costs out-of-pocket and health care inflation was in-line with the consumer price index (CPI)."

https://www.americanthinker.com/articles/2009/09/understanding_the_cause_of_hea.html

More government involvement is NEVER the answer to any problem.


Be a grown up. Get a job. Work. Pay for your own insurance.

Posted By: JLTD

Re: Dental Insurance not keeping up with $$ - 06/11/18 04:45 PM

Originally Posted By: ZZman
When will companies and dental insurance companies come to the realization that $1,000 a year isn't enough coverage when people need things like crowns and bridges?


Go get yourself some better insurance?
Posted By: Tdbo

Re: Dental Insurance not keeping up with $$ - 06/11/18 04:55 PM

I have dental insurance through my retirement plan, and my wife doesn't, since I have to access her health coverage through the private market (and that's bad enough).
Our dentist (not sure that he is going to be mine much longer)sells a pre pay plan that for $250. a year, covers cleanings, X rays and 20% off of their services. That works well enough for her.
Mine on the other hand, is somewhat of a junk plan and is viewed as somewhat of a piggy bank by their office to see how much they can access of it. For instance, I have seven silver fillings that I have had for years. Doctor recommended that three of them be replaced. I saw the scans and they needed to be replaced. Fair enough.
I go to leave and get taken into an office by an office staff member and got the full court press to replace them all. I stated that I was following the Dr.'s advice and replacing the medically necessary three. After hearing her babbling and being made to feel like I was buying a car, she asked when I was going to replace them (like it was any of her business.)
My response to her was "I'll replace them on an as-needed basis, or whenever I feel like it."
If looks could kill, I'd be a dead man. However, I'll be bleeped if I am going to fall for that kind of approach.
We'll go next month since my wife has one free cleaning and we both are due for our six month visit. After that, Dentist shopping again.
Posted By: rshaw125

Re: Dental Insurance not keeping up with $$ - 06/11/18 05:22 PM

Originally Posted By: mclasser
Originally Posted By: rshaw125
US working people have been ripped off by the medical cartel for decades.

The insurance industry, in general, is a racket.


Insurance companies charge more because medical care in the US is by far the most expensive on the planet. Limited supply and no competition equals high prices.
Posted By: hatt

Re: Dental Insurance not keeping up with $$ - 06/11/18 05:25 PM

Originally Posted By: JeffKeryk
Dental insurance is a joke unless your teeth and gums are mostly healthy.
It just ain't that good.
I am considering full mouth implants for a friend. Probably $50K, or more...
Did you know the #1 reason people get into major debt is medical cost, and most of those people have insurance?

The only answer is single payer.
Do the math...
The rest of the civilized world has.
Shouldn't people with good teeth have cheaper insurance?
Posted By: JohnnyJohnson

Re: Dental Insurance not keeping up with $$ - 06/11/18 05:34 PM

Originally Posted By: skyactiv
If there was a $5000 yearly limit, do you think dentist would take advantage of it and raise the cost of dental work for those without coverage?
Catch 22.


This! Yes insurance is the very best way to create inflation in any medical field. They shouldn't even be able to ask you if you have insurance.
Posted By: aquariuscsm

Re: Dental Insurance not keeping up with $$ - 06/11/18 05:38 PM

Originally Posted By: Mr Nice
Take care of your dental needs and you will be fine. I visit dentist twice a year for cleanings and no problems.

Some Americans say they can't afford dental care... but somehow afford a nice car, iPhone, jewlery, etc... smirk

They go to the ER for a tooth ache or bleeding gums from lack of care.



^^This.

Take care of those chopppers and they’ll take care of you.
Posted By: JTK

Re: Dental Insurance not keeping up with $$ - 06/11/18 05:41 PM

ZZman, I hear you. Given how important your dental health is for your overall health, it's ridiculous. It's a major worry for me with my family of 6. Luckily my employer offers dental through Aetna. A standard plan and an "enhanced" plan that covers a lot more for the year. The key is, you have to find a dentist who is an Aetna preferred provider.

I've found that to be the same with any dental coverage. In my experience, any dentist will take the coverage you have (to a degree). If you use the preferred providers per your coverage, your out of pocket costs will be reduced dramatically.
Posted By: Rand

Re: Dental Insurance not keeping up with $$ - 06/11/18 05:51 PM

The sad fact is along with the doctors and medical industry having very high prices...insurance who you would think would want lower costs....WANTS the medical bills higher.. then they can charge you higher premiums.. higher premiums = higher profits.


it benefits everyone in the medical and insurance industries to make the prices as high as possible.
Posted By: racin4ds

Re: Dental Insurance not keeping up with $$ - 06/11/18 06:53 PM

It's all a joke anymore!!! I pay dearly for insurance through my job which offers a pretty good package overall. Delta Dental is included but of course it doesn't pay SQUAT for the braces my 13 year old daughter needs to straighten her teeth out. Yes it takes care of cleanings and check ups but I still pay a percentage of everything else out of pocket.

And for those of you saying "take care of your teeth and you don't need it" go pound sand. I've brushed and flossed pretty religiously all my life but unfortunately I was troubled early in life with high fevers, ear infections and other issues that caused my teeth to have poor/weak enamel and very prone to cavities. I had $5,000 in my mouth before I was 10. I'm scared to death of the dentist and only go when absolutely necessary now because they are all scam artists!!
Posted By: pandus13

Re: Dental Insurance not keeping up with $$ - 06/11/18 06:59 PM

Have any of you used your HSA funds for dental work?
Also , does anyone got the dentist to reduce a bill?
Posted By: Astro14

Re: Dental Insurance not keeping up with $$ - 06/11/18 07:29 PM

Originally Posted By: JeffKeryk
Dental insurance is a joke unless your teeth and gums are mostly healthy.
It just ain't that good.
I am considering full mouth implants for a friend. Probably $50K, or more...
Did you know the #1 reason people get into major debt is medical cost, and most of those people have insurance?

The only answer is single payer.
Do the math...
The rest of the civilized world has.


Do single-payer systems pay for orthodontia - which was the OP's complaint?

Just wondering if the Canadian system pays for braces, because I will tell you, in places like England, with single payer, it's quite clear that NO ONE gets braces...

Have you seen the average British smile?

hide
Posted By: Astro14

Re: Dental Insurance not keeping up with $$ - 06/11/18 07:29 PM

Originally Posted By: pandus13
Have any of you used your HSA funds for dental work?
Also , does anyone got the dentist to reduce a bill?


I use HSA all the time for dental work.

e.g. a crown replacement last year. $650 out of pocket, paid for with HSA $$.
Posted By: oilpsi2high

Re: Dental Insurance not keeping up with $$ - 06/11/18 07:31 PM

Originally Posted By: ZZman
When will companies and dental insurance companies come to the realization that $1,000 a year isn't enough coverage when people need things like crowns and bridges?


When will people start taking responsiblity for how much things cost?

Seriously, ask your dentist for a cost breakdown before getting anything done. Purchase better insurance if necessary. Same thing with medical procedures.

This isn't rocket science.
Posted By: Cressida

Re: Dental Insurance not keeping up with $$ - 06/11/18 07:38 PM

Why are you knuckleheads getting X-rays every year? X-rays are a high margin product so they like to push them every time you come in, but they also are accumulative in your head / body. When the little girl with the community college degree tells you need them do understand that she isn't going to be around when you get cancer shortly after you retire.

I had been refusing routine X-rays (with cleanings) for the past nine years. I did consent this past time and, as I expected, they showed nothing unusual at all. Of course the bill was much higher. It will be at least another 5 years before I consent to more X-rays.

You are responsible for your health so be prepared to walk away if they don't provide the service you desire. So far, it always comes up that I need to get X-rays yet they know I never do - it's noted on my chart now).
Posted By: Jeepwm69

Re: Dental Insurance not keeping up with $$ - 06/11/18 07:59 PM

Originally Posted By: racin4ds
It's all a joke anymore!!! I pay dearly for insurance through my job which offers a pretty good package overall. Delta Dental is included but of course it doesn't pay SQUAT for the braces my 13 year old daughter needs to straighten her teeth out. Yes it takes care of cleanings and check ups but I still pay a percentage of everything else out of pocket.

And for those of you saying "take care of your teeth and you don't need it" go pound sand. I've brushed and flossed pretty religiously all my life but unfortunately I was troubled early in life with high fevers, ear infections and other issues that caused my teeth to have poor/weak enamel and very prone to cavities. I had $5,000 in my mouth before I was 10. I'm scared to death of the dentist and only go when absolutely necessary now because they are all scam artists!!


Went through the same thing with my oldest daughter. Delta Dental doesn't pay for braces. I pay $40/month for dental coverage for 3 people, so if braces were covered, Delta Dental would cease to exist as a company. Businesses exist to make money. They aren't there to make sure that unnecessary cosmetic procedures are cheap. Braces are not medically necessary for 99% of the people who are getting them. If you don't like the price, don't buy them.

I paid $5K for my kids braces, out of pocket. I paid $200/month for 2 years and one month. I was not charged interest because I have good credit. I just paid off the older kids braces and next month will take the younger kid in and will start the whole process again.

It's called being an adult. Pay your own bills. If you can't afford to pay your own bills, cut your expenses or work two jobs. If you can't afford kids, don't have them. If you have health problems accept that life isn't fair and move on. Expecting someone else to pay for what you want is stealing.

The problem in this country these days is that everyone wants what they want, feel as though they are entitled to a certain standard of living, and they want someone else to pay for it.
Posted By: SevenBizzos

Re: Dental Insurance not keeping up with $$ - 06/11/18 08:04 PM

The dental plans we found ended up being $1500 a year or more. We "self insured", when in reality, is just telling our dentist's office we have no insurance and are paying in cash. That gives us a substantial discount on things, which end up costing much less than just the premiums normally would.
Posted By: mx5miata

Re: Dental Insurance not keeping up with $$ - 06/11/18 08:29 PM

I'm in the market for a new dentist. My dentist swears both myself and the wife has cavities past dentist said it was shadows in the x-ray. I at first took her advice and had 2 so called cavities done got billed each time and we have decent dental coverage. Week later her receptionist calling me up to schedule further cavity fillings if I let this witch keep it up my mouth will look like the upper and lower level of the George Washington bridge.
Posted By: michaelluscher

Re: Dental Insurance not keeping up with $$ - 06/11/18 08:46 PM

I have comparatively good insurance through my job (GHI/Emblem)

Gives me 2k worth of Dental a year with a $25 deductible

I'm of the wisdom tooth age, all 4 impacted and making there presence known loud and clear

Estimate was $2800, could be more once it's all said and done
Posted By: hallstevenson

Re: Dental Insurance not keeping up with $$ - 06/11/18 08:51 PM

Originally Posted By: PimTac
Compare dental care to 40-50 years ago. Hardly any child got braces. Now it seems 80-90% get either braces or retainers. The push for perfect teeth is really a scam.


Have teenagers - braces are a status symbol
Posted By: azjake

Re: Dental Insurance not keeping up with $$ - 06/11/18 09:10 PM

Originally Posted By: Quattro Pete
Originally Posted By: maxdustington
Come to a Toronto hospital, you can see how civilized our medicine is after you wait 12 hours.

It's not like in the US you can just walk in and expect to be seen by a doctor on a moment's notice. You have to make an appt, usually days in advance.

ER will make you wait, too.


Exactly. County hospital's ER in major US cities can have 12+ hours wait time, and you will still get a huge bill that can bankrupt a family.
Posted By: 28oz

Re: Dental Insurance not keeping up with $$ - 06/11/18 09:18 PM

Originally Posted By: michaelluscher
I have comparatively good insurance through my job (GHI/Emblem)

Gives me 2k worth of Dental a year with a $25 deductible

I'm of the wisdom tooth age, all 4 impacted and making there presence known loud and clear

Estimate was $2800, could be more once it's all said and done


$2800??? Take a nice vacation to Utah and save a ton of money as well...

http://wisdomteethguys.com/costs/utah/

$899 for 4 removals.
Posted By: mx5miata

Re: Dental Insurance not keeping up with $$ - 06/11/18 09:53 PM

Yes
Posted By: 02SE

Re: Dental Insurance not keeping up with $$ - 06/11/18 10:05 PM

Originally Posted By: JeffKeryk
Dental insurance is a joke unless your teeth and gums are mostly healthy.
It just ain't that good.
I am considering full mouth implants for a friend. Probably $50K, or more...
Did you know the #1 reason people get into major debt is medical cost, and most of those people have insurance?

The only answer is single payer.
Do the math...
The rest of the civilized world has.


I posted about this recently. My brother-in-law's uncle lives in Norway. Not too long ago he needed a heart procedure. Now they would have gotten around to performing the procedure eventually I'm sure, but he wasn't sure he would still be alive by the time his appointment rolled around. So, he came here, had the procedure performed immediately, and is still alive today. Norway is often touted as a shining example of what a Socialized Country can be, (as long as it's heavily subsidized by oil and sky-high prices) but the reality can be something far different..
Posted By: BJD78

Re: Dental Insurance not keeping up with $$ - 06/11/18 10:30 PM

They never will. They seem to think that everyone just has 25K or so just laying around.
Posted By: Mr Nice

Re: Dental Insurance not keeping up with $$ - 06/11/18 10:44 PM

I thought Canada had wonderful 'free' healthcare ?

Here in the USA there was a bozo that promised wonderful low cost healthcare coverage... and you could keep your doctor and previous plans/coverages. smirk
Posted By: Ursatdx

Re: Dental Insurance not keeping up with $$ - 06/11/18 10:44 PM

I'm at $2500/mo for health insurance for my Wife, Daughter and myself. No Dental.
It's a ripoff until I really need it.
Those w/ no insurance will be treated.
I'm insuring my ASSets.
This guy gets it.


[/quote] It's called being an adult. Pay your own bills. If you can't afford to pay your own bills, cut your expenses or work two jobs. If you can't afford kids, don't have them. If you have health problems accept that life isn't fair and move on. Expecting someone else to pay for what you want is stealing.

The problem in this country these days is that everyone wants what they want, feel as though they are entitled to a certain standard of living, and they want someone else to pay for it. [/quote]
Posted By: BJD78

Re: Dental Insurance not keeping up with $$ - 06/11/18 10:55 PM

Originally Posted By: racin4ds
It's all a joke anymore!!! I pay dearly for insurance through my job which offers a pretty good package overall. Delta Dental is included but of course it doesn't pay SQUAT for the braces my 13 year old daughter needs to straighten her teeth out. Yes it takes care of cleanings and check ups but I still pay a percentage of everything else out of pocket.

And for those of you saying "take care of your teeth and you don't need it" go pound sand. I've brushed and flossed pretty religiously all my life but unfortunately I was troubled early in life with high fevers, ear infections and other issues that caused my teeth to have poor/weak enamel and very prone to cavities. I had $5,000 in my mouth before I was 10. I'm scared to death of the dentist and only go when absolutely necessary now because they are all scam artists!!


No doubt, When I was in army we had delta and then later concordia and then back to Delta again they bounce the dental contracts back and forth constantly.Delta or Concordia made no difference they both sucked. In the span of about 9 years we had our 2 sons get braces and a daughter get braces as well. Braces were about 6K for each and dental paid ... not much maybe about 1600 per. One son our daughter also needed wisdom teeth removed and that was about 3K each as well. My brothers could brush their teeth with cola and never get a cavity and despite my regular brushing and flossing i ended up with a mouth full of metal fillings before I was out of HS. Of course there were a few years where my Dad was laid off from his railroad job and we could not afford dental cleanings or insurance, then he got a job with the state of North dakota and we at least got a fillings or 2 each year. Getting all teeth fixed would have been over the limit. This was back in the 70's so limit was probably much lower. Important to take care of teeth but weak enamal is often just genetics and all the careand brushing and flossing in the world wont fix that.
Posted By: 4WD

Re: Dental Insurance not keeping up with $$ - 06/11/18 11:15 PM

Originally Posted By: hallstevenson
Originally Posted By: PimTac
Compare dental care to 40-50 years ago. Hardly any child got braces. Now it seems 80-90% get either braces or retainers. The push for perfect teeth is really a scam.


Have teenagers - braces are a status symbol


Braces was the least covered item on our plan … Dr said that was common and always let folks pay interest free if done in 12 months or less …
Posted By: eljefino

Re: Dental Insurance not keeping up with $$ - 06/11/18 11:17 PM

Originally Posted By: PimTac
Compare dental care to 40-50 years ago. Hardly any child got braces. Now it seems 80-90% get either braces or retainers. The push for perfect teeth is really a scam.

As for single payer, it’s fine as long as you don’t mind someone else deciding your health future.


Watch a movie or TV show from 50 years ago and the actors have teeth like the rest of us. Now they're obscenely white like they glow in the dark, and perfectly aligned.
Posted By: hallstevenson

Re: Dental Insurance not keeping up with $$ - 06/12/18 03:40 AM

Originally Posted By: 4WD
Braces was the least covered item on our plan … Dr said that was common and always let folks pay interest free if done in 12 months or less …


Every dental plan I've seen has a separate coverage allowance/limit for "orthodontia" (if it had it at all). It's usually something in the $1500 range but no one is getting braces in the US for that price. And yes, ALL orthodontists will "finance" or do monthly payment plans.

If you think about it, how much "material" cost is involved ? $50-100 tops ? Braces are a KILLER profit for orthodontists ! Just look at the typical office, the HUGE staff, the dedicated staff member who only works on quoting and payment arrangements.
Posted By: SeaJay

Re: Dental Insurance not keeping up with $$ - 06/12/18 11:39 AM

You have two very distinct types of dental services.

One is to keep the teeth healthy, fixing issues, pulling teeth that are too far gone, regular cleanings, adding bridges for lost teeth, preventing infections, filling cavities, etc...... Dentists today performing just these services are earning a living, but not getting rich.

The other is primarily for cosmetic reasons. Braces, crowns, implants, veneers, whitening, straightening, shaping, etc.... This is where the money comes in for Dentists, who are well served if they are good salesmen in addition to being good technical dentists.

IMO, good insurance coverage should be just for the first type of services. Cosmetic only issues should not be covered by insurance. If it is a combination, insurance coverage should only be partial.
Posted By: ZZman

Re: Dental Insurance not keeping up with $$ - 06/12/18 12:35 PM

Unfortunately I got the bad teeth in the family and my brother got the good ones. I think he has had 1 cavity in 55 years. I have had cavities, root canals, crowns, a bridge. My teeth on the bottom are crooked.
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