... For a while, there was one part number Fram Ultra cartridge that had a 1.091" inside (tube) diameter, when it should have been 1.110", a delta difference of about 0.02" which caused a very snug fit.
The filter does need to drop in the tube housing or cage-guide easily, and Fram did have a problem for a while with that. ...
That problem evidently was not limited to the Ultra version. Only a little over one year ago, I bought a WalMart ST10358, which appears extremely similar to a Fram CH10358. (Whether made by Fram or by somebody else on old Fram tooling, I don't know.) It has the same defect as the Ultra---"very snug fit" on the center tube of the cap.
I get the impression somebody designing these Fram 10358 cartridges sadly misunderstood how the cartridge fits and seals against oil bypassing. Contrary to your implication, that dimension does not need to be a high-precision fit, because the way it fits on the center tube is not primarily what blocks oil from bypassing around the end. It could just as well, or probably better, be 1.12" diameter. There's no need for it to be tight, or almost tight. Sealing is against the flat surfaces at the ends, aided by a spring that maintains constant axial load on the cartridge.
The Toyota (Denso) cartridges have that dimension perfect---large enough to slip easily over the center tube, yet small enough that the bump on the tube functions well as a detent to keep the cartridge from falling off when you tilt the cap with filter in place. My made-in-China Fram TG10358 fits well on the center tube, too.
I also used a Purolator L16311 which had very generous clearance between that diameter and the center tube. That wouldn't have caused oil to bypass the media, but when I took the cap off, with filter inside, I made the mistake of tilting it to let the oil drain out. Because the Purolator fit too loosely to be retained by the detent bump, the cartridge slid out and plopped into my pan of warm oil, about a foot from my face. Ick!!