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Re: Shaving costs during this time [Re: Bighorn2500] #5391086 04/01/20 04:50 PM
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jrvn Offline
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TRACFONE, eggs,pasta,oatmeal

Re: Shaving costs during this time [Re: xfactor9] #5391100 04/01/20 05:00 PM
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02SE Offline
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Originally Posted by xfactor9
I thought everyone on BITOG is ultra frugal? You shouldn't have to change anything; you should already be doing the things to save money like cheap cell plans, buying food in bulk, cooking at home, not buying $1000 phones, etc.

If you're forced to change your lifestyle to save money, that means you couldn't afford your previous lifestyle.





I don't know that you necessarily have to be frugal, to have a plan in place should things go south.

Growing up I watched M.A.S.H every time it was on. I recall the episode where a patient was an insurance salesman. His sales pitch stuck with me: "People don't plan to fail, they fail to plan".

Re: Shaving costs during this time [Re: Bighorn2500] #5391130 04/01/20 05:49 PM
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Snagglefoot Offline
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Keep off the junk food. Might as well eat a healthier diet while you're at it.


If you want the job done right......do it yourself.
Re: Shaving costs during this time [Re: Bighorn2500] #5391188 04/01/20 06:47 PM
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fdcg27 Offline
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You first have to look back at the past six to twelve months and see where your money has been going.
You can then find those things on which you can reduce or eliminate spending.
Frugality is a habit and a lifestyle and it doesn't exclude the occasional splurge.
For example, while wifey and I might be quite frugal, we also think nothing of dropping a grand on season theatre tickets or some multiple of that on a cruise or two each winter.
You can make a game of it by planning meals around what's on special each week as well as using gasbuddy to find the cheapest gas on your normal routes of travel.
You're probably in a tight spot and I do feel for you but this should be a learning experience for you in that you'll probably find lots of unproductive excess spend.


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Re: Shaving costs during this time [Re: Char Baby] #5391240 04/01/20 07:26 PM
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zzyzzx Offline
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Originally Posted by Char Baby

We've all heard of the "Freshman 15"?...1st year college students putting on 15 lbs.
Now there is the "Corona 15". People staying home and eating, drinking beer etc.
Watch your health & money.


I wonder if people are going to gain weight from being home all day, or losing weight from not eating out.

???

Re: Shaving costs during this time [Re: Bighorn2500] #5391839 04/02/20 12:25 PM
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When I signed up for Xfinity internet (5 years ago, when I bought my house), I had the option of buying my own modem or renting one for $10 per month. I bought my own for about $65. Paid for itself in 6 months and it's still working fine today. I bought my own router too, don't remember how much I paid for it, but it was under $100. It's also still working fine 5 years later. I eventually dropped cable, but still have Xfinity for internet only. It costs me $78 per month for their slowest speed, which isn't actually "slow" at all. We often have 3 people using the internet at once, with at least 2 people streaming video at the same time, and it has no problem keeping up.


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Re: Shaving costs during this time [Re: Bighorn2500] #5391977 04/02/20 03:49 PM
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vavavroom Offline
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Just go into unseasonal hibernation for the next 5 months.

Re: Shaving costs during this time [Re: Bighorn2500] #5392010 04/02/20 04:26 PM
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007 Offline
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Live within your means. Don't live based on overtime or unreliable income. There are things you NEED vs things you WANT.
If you do that when the crap hits the fan you can hopefully survive.
Too many people spend way ahead of what they can REALLY afford!!
Not saying that if all income is lost this works but you have to plan for rainy days!

Last edited by 007; 04/02/20 04:31 PM.
Re: Shaving costs during this time [Re: Bighorn2500] #5392218 04/02/20 09:59 PM
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Snagglefoot Offline
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If you partake, buy cheaper beer and wine. Buy local wines if you can. Support your local wine and beer industries. laugh


If you want the job done right......do it yourself.
Re: Shaving costs during this time [Re: Snagglefoot] #5392474 04/03/20 08:50 AM
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53' Stude Offline
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Originally Posted by Snagglefoot
If you partake, buy cheaper beer and wine. Buy local wines if you can. Support your local wine and beer industries. laugh



Wine does nothing for me. Everyone's taste is different. Big NO THANK YOU to "cheaper beer"

Hefeweizen and Irish stouts and real beers like Genny Cream ale


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