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Re: How do you scratch the new car itch? [Re: supton] #5331728 01/25/20 11:12 AM
Joined: Feb 2013
Posts: 12,141
Nick1994 Offline
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Posts: 12,141
Don't ask me. I just went all out and got my Genesis.

Taking it to the drag strip last night was fun too.


2015 Hyundai Genesis 5.0L 59k Mobil 1 5w30 & Wix
2000 Toyota Camry 2.2L 238k Mobil Super HM 10w40 & Fram Ultra
1996 Jeep Cherokee 4.0L 150k Mobil 1 HM 10w40 & Fram Ultra
Re: How do you scratch the new car itch? [Re: supton] #5331731 01/25/20 11:18 AM
Joined: Apr 2018
Posts: 1,711
I
Imp4 Online Content
Online Content
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Joined: Apr 2018
Posts: 1,711
Originally Posted by supton
Originally Posted by Imp4
By thinking about all the hours I'd have to work to pay for the darn thing.

I'm salaried and because I short-changed my 401k for so long, I'm stuck working for about another 25 years. After being gone from home for 11 hours (2hr commute + 8hr day + 1hr lunch), and then I think about putting in extra time at home on projects... I really don't feel like "having" to fix my beater (again).

Short changing your 401k and buying new cars is the perfect plan to ensure that you work 'til you're 70....

Change your behaviors and you change your life.

Good luck!!!
cheers


2001 Mitsubishi Galant 2.4 - 165k+
Grandma's creampuff...
Re: How do you scratch the new car itch? [Re: Nick1994] #5331734 01/25/20 11:19 AM
Joined: Jul 2002
Posts: 5,593
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MCompact Offline
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Posts: 5,593
Originally Posted by Nick1994
Don't ask me. I just went all out and got my Genesis.

Taking it to the drag strip last night was fun too.


Good man! If I get a GTS it will also see the strip- as well as a few track weekends.


Mine:
2014 M235i
2009 Cooper Clubman
1999 Wrangler Sahara
1995 318ti Club Sport

Wife's:
2015 X1 xDrive28i M Sport


Son's
2009 328i

Buy what makes you smile...
Re: How do you scratch the new car itch? [Re: opus1] #5331736 01/25/20 11:23 AM
Joined: Mar 2014
Posts: 770
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Inspecktor Offline
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Posts: 770
I have bought 1 new car, 1 new pickup and 2 new motorcycles so far. At age 62, I don't think I will buy many more. The car was in service for 21 years, finally given to a friend in need with 255,000 miles on it. I still own the truck (Dakota), and have had the 2nd motorcycle for 32 years. I love not having car payments and high insurance rates, not the mention not worrying about parking lot rash or bird droppings. Driving a vehicle I like doesn't have a time limit. As an added plus, my wife knows I won't be trading her in for a newer model.


2004 Mini Cooper 42,000 mi
2006 Dakota 4.7 156,000 mi
1986 GL1200A 74,500 mi
2001 Buick LeSabre Limited 299,000 mi
2001 Subaru Outback 169,000 mi
Re: How do you scratch the new car itch? [Re: supton] #5331751 01/25/20 11:47 AM
Joined: Feb 2019
Posts: 726
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Railrust Offline
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Good thread, I developed one very similar to it last year.

Here’s the thing, you just get sick of that old car. You itch for something else...then that old car needs some work, you put it off...then it needs more. Then you staring at $4000 in repairs and you think...ok, I’ve got almost 200,000 miles on this thing, it needs some work, plus it’s consuming oil...now is a great time to bail and get that new car! Yay! Then you end up spending 4 grand on sales and excise tax. Then you insurance goes up. Then you get another $700 dollar excise tax bill next year (after that new car smell has faded away).

Now you’re two years into this thing...it’s got a few scratches now, a couple unexpected repairs of its own (and you’re still shelling out $500-$600 excise tax bills). The payments are getting real old. You look in the classifieds and the vehicle you paid 40k for is selling for 26k...I just lost $14,000 grand! And yeah I like the car, but I don’t really love it. Heck, I’m not even sure it’s all that much better than my old one that needed $4,000 in repairs! And now my “new” one needs some of those very same repairs. And I’m getting sick of counting all the new scratches and dings people put into the doors while I’m food shopping. Ugh.

And hopefully that^^^^^ will keep me from selling my “new” truck I bought a year and a half ago...to go out and buy that “new” truck...which won’t be “new” five seconds after I drive off the lot.


2018 Chevy Silverado 5.3
2007 Lexus LS460 (deceased)
2008 Honda CRV
(Whatever synthetic oil is on sale or rebate)
Re: How do you scratch the new car itch? [Re: supton] #5331757 01/25/20 12:04 PM
Joined: Jan 2011
Posts: 4,689
AZjeff Offline
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Posts: 4,689
Originally Posted by supton
More than I want to spend, of course, but I'm guessing I could swing it (if I cut my 401k in half I'd still get company match and could "afford" this while still sitting on a large emergency fund). .


RED FLAG.

Plus increased fuel and insurance costs. In Az registration cost is tied to value, is it there too?

Minus the costs of the 2 you'll eliminate.



14 RAV4 2.5 5W-20 PP
18 Nissan Titan 5.6 DI, 0W-20 QSUD

The most important thing to do in your life is to not interfere with someone else's life. - Frank Zappa

Re: How do you scratch the new car itch? [Re: Railrust] #5331759 01/25/20 12:06 PM
Joined: Nov 2008
Posts: 15,687
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supton Online Content OP
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Joined: Nov 2008
Posts: 15,687
Originally Posted by Imp4
Originally Posted by supton
Originally Posted by Imp4
By thinking about all the hours I'd have to work to pay for the darn thing.

I'm salaried and because I short-changed my 401k for so long, I'm stuck working for about another 25 years. After being gone from home for 11 hours (2hr commute + 8hr day + 1hr lunch), and then I think about putting in extra time at home on projects... I really don't feel like "having" to fix my beater (again).

Short changing your 401k and buying new cars is the perfect plan to ensure that you work 'til you're 70....

Change your behaviors and you change your life.

Good luck!!!
cheers

Point taken. But. My 401k growth (on its own) has hit the point where it equals what I could add. It'd still grow quite nicely if I cut back my contribution to the amount that gets me all the "free" money from work.

Originally Posted by Railrust
Good thread, I developed one very similar to it last year.

Here’s the thing, you just get sick of that old car. You itch for something else...then that old car needs some work, you put it off...then it needs more. Then you staring at $4000 in repairs and you think...ok, I’ve got almost 200,000 miles on this thing, it needs some work, plus it’s consuming oil...now is a great time to bail and get that new car! Yay! Then you end up spending 4 grand on sales and excise tax. Then you insurance goes up. Then you get another $700 dollar excise tax bill next year (after that new car smell has faded away).

Now you’re two years into this thing...it’s got a few scratches now, a couple unexpected repairs of its own (and you’re still shelling out $500-$600 excise tax bills). The payments are getting real old. You look in the classifieds and the vehicle you paid 40k for is selling for 26k...I just lost $14,000 grand! And yeah I like the car, but I don’t really love it. Heck, I’m not even sure it’s all that much better than my old one that needed $4,000 in repairs! And now my “new” one needs some of those very same repairs. And I’m getting sick of counting all the new scratches and dings people put into the doors while I’m food shopping. Ugh.

And hopefully that^^^^^ will keep me from selling my “new” truck I bought a year and a half ago...to go out and buy that “new” truck...which won’t be “new” five seconds after I drive off the lot.

I was looking at $4k in repairs on my last car... but it had over 300k and there wasn't many VW diesel mechanics around. And I had dropped $4k into two years prior. My truck I've had for six years but it just doesn't fit my needs, and is 10 years old. I can't figure out my car, I've only had that for 3 years now (but it's 21 years old) so why would I want to trade out?

"Everyone" on this board insists that an automatic is toast after 150k and all mine are past that. That worries me! [Argues against new I know.]

I have been trying to buy and hold as long as possible, but there's a point where one hits where it might be--if not cheaper then wiser--to move on.


2011 Toyota Camry, base, 2.5L/6MT, 203k, hers
2010 Toyota Tundra DC, 4.6L/6AT, 158k, ours
1999 Toyota Camry LE, 2.2L/4AT, 223k, his
Re: How do you scratch the new car itch? [Re: AZjeff] #5331761 01/25/20 12:08 PM
Joined: Nov 2008
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supton Online Content OP
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Posts: 15,687
Originally Posted by AZjeff
Originally Posted by supton
More than I want to spend, of course, but I'm guessing I could swing it (if I cut my 401k in half I'd still get company match and could "afford" this while still sitting on a large emergency fund). .


RED FLAG.

Plus increased fuel and insurance costs. In Az registration cost is tied to value, is it there too?

Minus the costs of the 2 you'll eliminate.





I do believe so, but it's been too long since I've bought anything of value.

In the end I'll probably hold off, but sometimes I just need to talk these things out--all my friends just buy new every so often, so it's not like I can bounce ideas off them.


2011 Toyota Camry, base, 2.5L/6MT, 203k, hers
2010 Toyota Tundra DC, 4.6L/6AT, 158k, ours
1999 Toyota Camry LE, 2.2L/4AT, 223k, his
Re: How do you scratch the new car itch? [Re: supton] #5331810 01/25/20 01:09 PM
Joined: Jan 2006
Posts: 618
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drtyler Offline
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Just go drive a new Ridgeline or whatever else suits your needs. You may not even like them.

I realize that 90's Camrys and Crown Vics are held in high regard around here, but its ok to move on.

Re: How do you scratch the new car itch? [Re: supton] #5331826 01/25/20 01:29 PM
Joined: Jan 2008
Posts: 11,890
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SatinSilver Offline
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Posts: 11,890
A 2005-06 Camry 4 cylinder would be a nice upgrade over the 1999 Camry. A 99 is getting pretty old and prob time to move on. I remember when you first bought it and posting about it. If you want to go nicer than that then the sky's the limit. smile

Re: How do you scratch the new car itch? [Re: supton] #5331833 01/25/20 01:34 PM
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wog Offline
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Posts: 221
Do a lease

Re: How do you scratch the new car itch? [Re: wog] #5331838 01/25/20 01:37 PM
Joined: Nov 2008
Posts: 15,687
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supton Online Content OP
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Originally Posted by SatinSilver
A 2005-06 Camry 4 cylinder would be a nice upgrade over the 1999 Camry. A 99 is getting pretty old and prob time to move on. I remember when you first bought it and posting about it. If you want to go nicer than that then the sky's the limit. smile

2AZ-FE? Dunno about that... but the 2AR-FE has been good in the wife's '11. The trans in that has been so-so though.

Originally Posted by wog
Do a lease

I could but what else would I drive? I do about 30k/year.


2011 Toyota Camry, base, 2.5L/6MT, 203k, hers
2010 Toyota Tundra DC, 4.6L/6AT, 158k, ours
1999 Toyota Camry LE, 2.2L/4AT, 223k, his
Re: How do you scratch the new car itch? [Re: supton] #5331840 01/25/20 01:38 PM
Joined: Nov 2018
Posts: 2,328
Skippy722 Offline
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Currently going through it... I want a truck.


2019 Ram 1500 Classic
2018 Dodge Grand Caravan GT

Slight Mopar obsession
Re: How do you scratch the new car itch? [Re: supton] #5331841 01/25/20 01:43 PM
Joined: Aug 2010
Posts: 7,502
K
Kira Online Content
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I take the altruistic route.

I just buy a new car for one of my friends.

Re: How do you scratch the new car itch? [Re: MCompact] #5331882 01/25/20 02:29 PM
Joined: Apr 2014
Posts: 1,412
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geeman789 Offline
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Originally Posted by MCompact
... I usually buy a "new to me" CPO car; that way depreciation is my friend. However, I'm seriously considering picking up a 2019 Stinger GTS AWD ...

The silver lining is that I can nab a GTS for $12k off of MSRP- or a bit over 1/3 the price of either the M5 or the E63 S.



There is a reason why KIA Stinger's are so heavily discounted ... wrong EMBLEM.

Decent car, but "just an expensive Kia ... " to many people.


2011 SUBARU Impreza 5-door manual / 2016 HONDA Pilot / 2011 MAZDA 2 auto
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