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Scraped the side of my truck... #5289017 12/09/19 12:44 AM
Joined: Aug 2011
Posts: 2,450
GumbyJarvis Offline OP
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On vacation. Going down this old dark country road to the little cabin thing were staying in. Scraped from gas cap to tail light on a gate entry/mailbox. Which is fine.

Deductible with Progressive is 495$, which isnt the best but isnt the worst.

Filed a claim. Yall think it would be covered?

20191209_001802.jpg20191209_001740.jpg
Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289026 12/09/19 01:16 AM
Joined: Nov 2019
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Deliverance95345 Offline
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Originally Posted by GumbyJarvis
On vacation. Going down this old dark country road to the little cabin thing were staying in. Scraped from gas cap to tail light on a gate entry/mailbox. Which is fine.

Deductible with Progressive is 495$, which isnt the best but isnt the worst.

Filed a claim. Yall think it would be covered?



I've seen vehicles at the salvage auction for smoke smell. Yes, smoke smell. Like, cigarettes. No kidding

They might total it on account of needing a new bed. And I'm dead serious. A new bed is what, $5k installed at a body shop depending on model?

Maybe $500 DIY at junkyard?
That's how insurance works

Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289028 12/09/19 01:21 AM
Joined: Nov 2018
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Skippy722 Offline
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Should be. My wife sideswiped one of those concrete/metal poles they put by the gas pumps, they covered it no questions asked, even replacing the wheel that took little bit of damage. $4,200 later for OEM parts, good as new!

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2016 Chrysler 300S v6
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Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289043 12/09/19 03:11 AM
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Mad_Hatter Offline
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What's the truck worth pre damage?

Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289104 12/09/19 06:47 AM
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daves87rs Online Content
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Ouch!!


2019 Chevrolet Equinox LS
2006 Chevrolet Cobalt LS
Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289115 12/09/19 07:05 AM
Joined: Nov 2006
Posts: 22,766
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Trav Offline
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They wont put a new bed on that, most of it is paint transfer from the post and the sheet metal is a prime candidate for PDR. If your picture is all the damage then this is a super easy repair. A good PDR man can make that look untouched for a couple of hundred, paint if needed is a quick job.


ASE L1, Master. Deutsch Meisterbrief.
Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289140 12/09/19 07:40 AM
Joined: Sep 2004
Posts: 23,733
Mr Nice Offline
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Luckily minor damage.

Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289151 12/09/19 07:54 AM
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Donald Online Content
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I would have gotten an estimate before filing a claim.


2015 Ford F-250 w/Powerstroke
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Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289152 12/09/19 07:55 AM
Joined: Jun 2002
Posts: 2,565
Bud Offline
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Don't know why your insurance wouldn't cover it. But man that would make you sick.


2016 Honda Pilot EX-L with NAVI.....Mobil 1 0w20 AFE and Honda OEM Filter
Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289153 12/09/19 07:57 AM
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JeffKeryk Offline
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As long as youhave comprehensive, should be no problem.


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Re: Scraped the side of my truck... [Re: Mad_Hatter] #5289189 12/09/19 08:47 AM
Joined: Jan 2011
Posts: 4,494
AZjeff Offline
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Originally Posted by Mad_Hatter
What's the truck worth pre damage?


If it's his sig truck enough it's not going to be totaled. Ouch that stinks.


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Re: Scraped the side of my truck... [Re: GumbyJarvis] #5289192 12/09/19 08:57 AM
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vwmaniaman Offline
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With Progressive, maybe nothing. I hit a pothole in my motorhome and caused the rear tire to blow and did serious damage to the body. Had comprehensive. Got the "not Covered " letter.


Don't waste your time on a slipshod repair.
Re: Scraped the side of my truck... [Re: Deliverance95345] #5289334 12/09/19 11:33 AM
Joined: Feb 2013
Posts: 11,957
Nick1994 Offline
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Originally Posted by Deliverance95345
Originally Posted by GumbyJarvis
On vacation. Going down this old dark country road to the little cabin thing were staying in. Scraped from gas cap to tail light on a gate entry/mailbox. Which is fine.

Deductible with Progressive is 495$, which isnt the best but isnt the worst.

Filed a claim. Yall think it would be covered?



I've seen vehicles at the salvage auction for smoke smell. Yes, smoke smell. Like, cigarettes. No kidding

They might total it on account of needing a new bed. And I'm dead serious. A new bed is what, $5k installed at a body shop depending on model?

Maybe $500 DIY at junkyard?
That's how insurance works

You don’t replace a bed for that kind of damage. The bed sides are replaceable, I’ve done a few Dodges. Drill out the spot welds and pry off the old side, weld on a new/used bedside.


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2000 Toyota Camry 2.2L 236k Mobil Super HM 10w40 & Fram Ultra
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Re: Scraped the side of my truck... [Re: JeffKeryk] #5289354 12/09/19 12:04 PM
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RhondaHonda Offline
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Originally Posted by JeffKeryk
As long as youhave comprehensive, should be no problem.


This would be a collision claim, which would be covered. The bedside looks repairable from the photos. Possibly PDR and paint or conventional repair and paint but it doesn’t look to need a new bedside let alone an entire bed.

Re: Scraped the side of my truck... [Re: Trav] #5289362 12/09/19 12:22 PM
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CT Rob Offline
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Originally Posted by Trav
They wont put a new bed on that, most of it is paint transfer from the post and the sheet metal is a prime candidate for PDR. If your picture is all the damage then this is a super easy repair. A good PDR man can make that look untouched for a couple of hundred, paint if needed is a quick job.

I agree.Have a Good PDR shop look at it .They can do some amazing work


2017 Toyota Tundra SR5 Crewmax 4x4 Trd offroad.Inferno Orange.All stock for now....
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