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Roadside Assistance Plans #5229400 10/03/19 01:30 PM
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totegoat Offline OP
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Thinking I should have one. Opinions welcome on whats good/or bad..........

Re: Roadside Assistance Plans [Re: totegoat] #5229409 10/03/19 01:39 PM
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Brybo86 Offline
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Even though I have always paid for them through insurance company... For a few bucks a year the coupek times I have been stranded I have just called family and completely forgotten that I could have called and gotten a tow, tire aired up, etc.


12 Honda Odyssey 112k
09 Kymco Super8
08 Honda Accord 2.4L 164k
01 Kymco People 50
95 Yamaha Jog
Re: Roadside Assistance Plans [Re: totegoat] #5229411 10/03/19 01:40 PM
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jcartwright99 Offline
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I was thinking the same thing. My newer car will be losing it's roadside in less than 10k. I was going to look into AAA but wasn't sure what my options were.

Re: Roadside Assistance Plans [Re: Brybo86] #5229415 10/03/19 01:41 PM
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jcartwright99 Offline
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Originally Posted by Brybo86
Even though I have always paid for them through insurance company... For a few bucks a year the coupek times I have been stranded I have just called family and completely forgotten that I could have called and gotten a tow, tire aired up, etc.


I've heard some insurance companies will view this as a claim and increase your rates if you use it more than once. Not sure if it's true but I am skeptical on using my current insurance if that's the case.

Re: Roadside Assistance Plans [Re: totegoat] #5229444 10/03/19 02:08 PM
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Elkins45 Offline
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I have State Farm and I think it costs $4 to add it. I’ve never used it but I keep paying it just in case Imhave a really unlucky streak someday. One of the things it does is reimburses you if you run out of gas. I don’t know if AAA does that.

I also have AAA just because my wife was a member before we married and she just added me to her policy. I’ve used it twice over 8 years: for a lockout and for when I hit a deer at 60 mph. She has used it for tires and a dead battery. I like being able to use their trip planning services and access to their maps and travel books.

Re: Roadside Assistance Plans [Re: Elkins45] #5229455 10/03/19 02:19 PM
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jcartwright99 Offline
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Originally Posted by Elkins45
......I like being able to use their trip planning services and access to their maps and travel books.


Wait...what? You mean they still offer that and people still use it. Interesting. I just assumed with GPS and internet resources, people didn't use that anymore.

Re: Roadside Assistance Plans [Re: totegoat] #5229478 10/03/19 02:46 PM
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alarmguy Offline
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American Motorcycle Association gives you road side assistance for free, plus it covers all vehicles in your family.
My daughter when away for college used it a few times, once even to get her keys as she locked them in the car.

I dont believe in buying insurance for silly stuff like this but with the AMA Subscription ($49 a year) and annual auto renew you get it for free, so why not?
Also you are supporting a good cause as the American Motorcycle Association fights for your motorcycle rights and you get a really cool magazine a few times a year.
Turned out good for me, saved my daughter with her car a few times, keys, battery, tow and plan worked perfect, she never had to pay anything.


Here you go - Click - AMA


______

Last edited by alarmguy; 10/03/19 02:50 PM.

14 Road King (current)
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Re: Roadside Assistance Plans [Re: jcartwright99] #5229487 10/03/19 03:00 PM
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MoneyJohn Offline
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I had a discussion with our insurance agent about this less than 2 weeks ago.
As far as Erie Insurance is concerned,
- roadside assistance does not count as a claim. Just a note, if you will. I have made one such call and Erie cut me a check for that amount. It did not raise my rates (Erie doesn't raise the rate because of one or two roadside assistance calls).
- the roadside assistance covers only 10 miles of towing, above that, you end up paying per mile. If you generally travel in smaller towns then you may want to get AAA. She herself has AAA.
- For me, it is $4/vehicle, peanuts compared to $1200/year I pay otherwise. So I leave it in place.
Originally Posted by jcartwright99
Originally Posted by Elkins45
......I like being able to use their trip planning services and access to their maps and travel books.


Wait...what? You mean they still offer that and people still use it. Interesting. I just assumed with GPS and internet resources, people didn't use that anymore.

My uncle who worked with IBM (now 84) used to use these resources from AAA until 2 years ago. Now he is homebound due to health issues but pretty sure he would still be using them.

Re: Roadside Assistance Plans [Re: jcartwright99] #5229511 10/03/19 03:31 PM
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JustinH Offline
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Originally Posted by jcartwright99
Originally Posted by Brybo86
Even though I have always paid for them through insurance company... For a few bucks a year the coupek times I have been stranded I have just called family and completely forgotten that I could have called and gotten a tow, tire aired up, etc.


I've heard some insurance companies will view this as a claim and increase your rates if you use it more than once. Not sure if it's true but I am skeptical on using my current insurance if that's the case.


We had geico roadside, they towed my wifes car for a mechanical issue, and they put a COMP claim on my insurance.

We switched to progressive, and had one roadside flat tire service and they did not put a claim on.


'16 Ford Escape
'11 Scion XB
Re: Roadside Assistance Plans [Re: totegoat] #5229515 10/03/19 03:32 PM
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paulri Offline
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Roadside assistance with my ins company costs $2 per car per 6 months. Never had a problem with them--their checks always came within days after I emailed them. Issue though, is that they only reimburse me $75, and even local towing costs $100-200 (depending on exactly how far I am from my mechanic's shop). So I use AAA, which after a 90 day trial period, lets me buy AAA Plus, which gives 100 miles of free towing. YMMV.

Last edited by paulri; 10/03/19 03:33 PM.

2005 Toyota Sienna LE; 171,000 miles
2006 Toyota Highlander Hybrid 136,000 miles
Re: Roadside Assistance Plans [Re: totegoat] #5229543 10/03/19 04:10 PM
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Wolf359 Online Content
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I've had the AAA Plus for years. 100 miles of free towing. Used it a couple times. I think once it was 104 miles so they made me pay $5 per mile so it was an extra $20. The driver was not happy the whole way though. Last few times I've used it, I've had them tow it to my mechanic's shop or a friends and it was in the 30-60 mile range.

Re: Roadside Assistance Plans [Re: totegoat] #5229575 10/03/19 04:48 PM
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Variant_S Offline
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I'm not a motorcycle rider and cannot speak to that aspect of roadside assistance, but I can +1 the recommendation for AAA.

On a cross-country trip few years back I wound up with a possibly-overheating Subaru and no tools. I called AAA first thing in the morning to find an AAA-approved repair shop. I called the shop, confirmed that they could get me in, then called AAA to set up the tow. I was back on the road in the early afternoon.

Re: Roadside Assistance Plans [Re: totegoat] #5229588 10/03/19 05:03 PM
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Bud Offline
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I have AAA. Reasonable yearly cost.


2016 Honda Pilot EX-L with NAVI.....Mobil 1 0w20 AFE and Honda OEM Filter
Re: Roadside Assistance Plans [Re: totegoat] #5229613 10/03/19 05:38 PM
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spavel6 Offline
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This very much depends on the type of (rather the age of) car you drive.

My early 2000s VWs are always one repair away from the tow truck. Therefore, I have the highest level of AAA, and sleep well at night.

If you have newer cars, the insurance or cell-phone coverage might be sufficient for the basic lock out/flat tire/gas type of service.


2003 VW Jetta Wagon TDI 198k M1 5W40 TDT
2001 VW GTI VR6 250k T6 5W40
2001 VW Passat Wagon V6 4motion 110k PP 5W30
Re: Roadside Assistance Plans [Re: totegoat] #5229650 10/03/19 06:32 PM
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Lou_Boyle Offline
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Our family has had AAA for many years and they have come and changed flats and jump started dead batteries on a number of occasions. For us the discount we get on hotels pretty much offsets the annual fee.

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