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Oil stashes.. #5192382 08/20/19 06:49 PM
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Mad_Hatter Offline OP
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In the rare event you had a fire in your garage/storage, could having an oil stash a) be problematic for fire personnel and b) be a problem when it comes time to file an insurance claim? I was going to ask my agent this but I didn't want to put on record that I keep gallons and gallons of oil on my property.

Re: Oil stashes.. [Re: Mad_Hatter] #5192385 08/20/19 06:55 PM
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walterjay Offline
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Shouldn't be a real problem. Motor oil is not explosive like gasoline and not as flammable as kerosene. I wouldn't worry about it. There are far more flammable things in your home. And don't bring it up with your agent.

Re: Oil stashes.. [Re: Mad_Hatter] #5192387 08/20/19 06:56 PM
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kstanf150 Offline
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I answer yes

D all the above

Re: Oil stashes.. [Re: Mad_Hatter] #5192396 08/20/19 07:02 PM
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CKN Offline
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In many homeowner's policies (that most don't read about coverage, exclusions, etc.) there are limits on flammable liquid amounts for home storage. Whether oil can be considered one-I'm not sure.


BTW-if 50 gallons of stored gas contributed to a fire-the fire department will know..........................

Just because you don't tell your agent-doesn't mean there isn't a PRINTED EXCLUSION.


Last edited by CKN; 08/20/19 07:03 PM.
Re: Oil stashes.. [Re: CKN] #5192418 08/20/19 07:19 PM
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Mad_Hatter Offline OP
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Originally Posted by CKN
In many homeowner's policies (that most don't read about coverage, exclusions, etc.) there are limits on flammable liquid amounts for home storage. Whether oil can be considered one-I'm not sure.


BTW-if 50 gallons of stored gas contributed to a fire-the fire department will know..........................

Just because you don't tell your agent-doesn't mean there isn't a PRINTED EXCLUSION.


If you have 50gl of stored oil on site and there's a fire, the fire Dept most assuredly will know and you may have a [duty to inform] them of such. As for the "don't ask, don't tell" approach.. I'm not sure that gets you out of your policies language, if any. Ignorance is not always a legal defense.

Fwiw, I'm in the 40gl range now and was just wondering today about it since it's policy renewal time. I am with the other guy leaning towards NOT bringing it up...I guess I was just wondering aloud about the possible implications, if any.

Last edited by Mad_Hatter; 08/20/19 07:20 PM.
Re: Oil stashes.. [Re: Mad_Hatter] #5192445 08/20/19 07:40 PM
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NormanBuntz Online Content
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If anyone here is performing commercial work or operating a business in a residential building that's insured as residential, that's much more problematic with your insurance company than storing motor oil on site. Just saying.


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Re: Oil stashes.. [Re: NormanBuntz] #5192473 08/20/19 08:11 PM
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Mad_Hatter Offline OP
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Originally Posted by NormanBuntz
If anyone here is performing commercial work or operating a business in a residential building that's insured as residential, that's much more problematic with your insurance company than storing motor oil on site. Just saying.

Good to know but storing oil can still potentially be problematic???

Re: Oil stashes.. [Re: Mad_Hatter] #5192487 08/20/19 08:21 PM
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Donald Offline
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I would worry more about the gas for your lawn mower than quarts of oil. Is your lawn mower gas stored in a red safety can? If not it should be if stored in house/basement or attached garage.


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Re: Oil stashes.. [Re: Mad_Hatter] #5192488 08/20/19 08:23 PM
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TheLawnRanger Offline
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I just purchased my towns old water tower and keep my oil stash in it. I sometimes swim in it like Scrooge McDuck does in his vault. Problem solved.


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Re: Oil stashes.. [Re: Mad_Hatter] #5192491 08/20/19 08:26 PM
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Fawteen Offline
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Originally Posted by Mad_Hatter
Good to know but storing oil can still potentially be problematic???


Your best bet is to call the local fire department and ask.

Re: Oil stashes.. [Re: Donald] #5192512 08/20/19 08:50 PM
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Mad_Hatter Offline OP
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Originally Posted by Donald
I would worry more about the gas for your lawn mower than quarts of oil. Is your lawn mower gas stored in a red safety can? If not it should be if stored in house/basement or attached garage.

Sure is...

Re: Oil stashes.. [Re: TheLawnRanger] #5192513 08/20/19 08:51 PM
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Originally Posted by TheLawnRanger
I just purchased my towns old water tower and keep my oil stash in it. I sometimes swim in it like Scrooge McDuck does in his vault. Problem solved.

😂😂😂... now that's a stash!

Re: Oil stashes.. [Re: Fawteen] #5192514 08/20/19 08:52 PM
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Mad_Hatter Offline OP
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Originally Posted by Fawteen
Originally Posted by Mad_Hatter
Good to know but storing oil can still potentially be problematic???


Your best bet is to call the local fire department and ask.


Good suggestion..👍

Re: Oil stashes.. [Re: Mad_Hatter] #5192529 08/20/19 09:21 PM
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hallstevenson Offline
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Engine oil isn't considered flammable but it will burn and the fumes it can give off can be a 'concern' to firefighters.

Re: Oil stashes.. [Re: hallstevenson] #5192554 08/20/19 09:53 PM
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Originally Posted by hallstevenson
Engine oil isn't considered flammable but it will burn and the fumes it can give off can be a 'concern' to firefighters.

Sure as heck will burn and if I'm not mistaken using water to put it out is useless and can actually propagate the fire...ever seen oil burn sitting on water, it sure does.

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