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Opinions on manufactured homes #5165890 07/19/19 09:50 PM
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ram_man Offline OP
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We are considering buying a manufactured home that my fiance's bosses niece owns it seems very nice 1600 square feet. New roof new flooring ECT the home is from 2001 and is on 2.25 acres and is on a permanent foundation with crawl space and vents. Was hoping to get some of your opinions on buying something like this. Are they a decent investment? How do they compare to living in a stick built home. I look forward to all your input.


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Re: Opinions on manufactured homes [Re: ram_man] #5165896 07/19/19 09:58 PM
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hallstevenson Offline
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You might want to clarify that by "manufactured home" you mean one that's built section at a time in a factory and then 'assembled' on-site vs what some will presume to be a "mobile home".

In theory, these manufactured homes should be better than stick-built homes because things can be controlled so much more. Downside is, they probably trade some material quality in return for efficiency or higher-volume production.

Re: Opinions on manufactured homes [Re: ram_man] #5165910 07/19/19 10:29 PM
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So-called "brand new homes" do trade off quality in return for maximizing profits for the builder & developer. The faster they build, the faster they make money.

When my parents bought a house in a new development, they got to choose the options on the house, back in 2000. When completed drywall nails were already popping out... yes, drywall nails instead of screws were used.

When my cousin bought a house in a brand new development in the mid 2000's, she and her husband (at that time) dropped a lot of money on the house, to have things like the dishwasher not even attached to the counter.


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Re: Opinions on manufactured homes [Re: ram_man] #5165921 07/19/19 10:45 PM
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2strokeNorthstar Offline
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Like a trailer home? They are the only house that loses value over time and eventually cost money to get rid of.


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Re: Opinions on manufactured homes [Re: ram_man] #5165926 07/19/19 10:53 PM
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dishdude Online Content
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As long as it's not something that's in a trailer park where you're renting the land it's sitting on, you should be fine. Investors are buying the parks and raising the rent through the roof because they know there isn't anything the owners can do but walk away. Moving a mobile home is not practical, despite the name they aren't mobile.


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Re: Opinions on manufactured homes [Re: ram_man] #5165945 07/20/19 12:03 AM
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ecotourist Offline
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Originally Posted by ram_man
We are considering buying a manufactured home that my fiance's bosses niece owns it seems very nice 1600 square feet. New roof new flooring ECT the home is from 2001 and is on 2.25 acres and is on a permanent foundation with crawl space and vents. Was hoping to get some of your opinions on buying something like this. Are they a decent investment? How do they compare to living in a stick built home. I look forward to all your input.

My great niece and her husband bought a (show) home that was built elsewhere and moved (20 miles or so) to their property.There were a few cracks apparently but nothing much. It's a very nice home, well priced, well designed and apparently well built.


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Re: Opinions on manufactured homes [Re: ram_man] #5165951 07/20/19 12:17 AM
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In general, stay away.


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Re: Opinions on manufactured homes [Re: ram_man] #5165952 07/20/19 12:30 AM
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A manufactured home, i.e., trailer, mobile home, double wide, etc., is complete and utter garbage. Whether they sit on a permanent foundation or not, banks still classify them as "temporary" or "moveable" and don't want to lend on them. Insurers don't want to insure them. Yes, you will eventually find companies to provide these services, but you will pay significantly more for them over standard stick built housing.

Quality wise, they are garbage, built with the cheapest of the cheap materials, quality so low that these same components are not allowed (by code enforcement) in standard stick framing. If China could build a house for the market place, it would be a manufactured home.

Another poster mixed "manufactured" with "modular". While both are built in a factory, a manufactured home is built to completion, then permanently mounted onto a trailer frame and towed to the site in once piece, whereas a modular home is built in wall and floor sections, crated on a freight truck and hauled to site in a million pieces, where it is then assembled on site and finished as a normal stick frame home would be. Modular homes are a much higher quality version of a standard stick framed home and are no different in the eyes of lenders and insurers.

As for value/resale value, it really depends on your location. If you live in Trailerville, USA, then they will be cheap, plentiful, and quite possibly not have the financing or insurance issues of areas such as mine where trailers in the wild are uncommon, here they tend to be localized to "parks" and do not command the same values as stick built homes.

Repairs can be an issue as well. As previously stated, they are made with the cheapest of the cheap materials and you can only get replacement parts from a mobile home supplier. You would guess correctly that these repair materials are also much more expensive than what the local big box sells for conventional homes. And, finally, finding a qualified repair person to work on them will be commensurate with how prevalent trailers are in your area. Not everything is "proprietary", but you don't just start hacking into one either, especially the more, shall we say, "rustic" it is. You can, of course, convert the proprietary items to more conventional stuff from a big box, but it isn't a direct fit bolt-on type of deal.


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Re: Opinions on manufactured homes [Re: A_Spruce] #5165955 07/20/19 12:46 AM
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Originally Posted by A_Spruce
A manufactured home, i.e., trailer, mobile home, ........... Insurers don't want to insure them. Yes, you will eventually find companies to provide these services, but you will pay significantly more for them over standard stick built housing.

Another poster mixed "manufactured" with "modular". Modular homes are a much higher quality version of a standard stick framed home and are no different in the eyes of lenders and insurers.


A Spruce hits the nail on the head.

I see it in Texas all the time - someone spends $70,000 on a big "manufactured (read: Trailer) home, set up on 1-5 acres, builds a nice brick skirting around it, etc. etc.

It looks like a nice home when all is said and done - - except the resale value is lousy and VERY FEW banks will lend on it. They almost have to be cash sale, or very high down payment.


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Re: Opinions on manufactured homes [Re: ram_man] #5165957 07/20/19 12:52 AM
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I’ve had a modular since new 1995. It’s the same issues you find in any house no more. The one thing you’ll notice in mine is the interior walls went with 24 spacing which can be irritating when doing some things but nothing terrible. Most everything is how you spec it done.

Trailers oh how’s this. KEEP AWAY. You can’t sell them because banks won’t lend on used . The people your going to be selling to surely won’t have any money , White Trash comes to mind. Sell on a land contract and you’ll regret it I promise.
I just disassembled one last year. everything just rips right off with a hammer, pry bar and saws all. Pure trash, everything substandard even the frame is useless .

Re: Opinions on manufactured homes [Re: A_Spruce] #5165991 07/20/19 03:59 AM
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demarpaint Offline
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Originally Posted by A_Spruce
A manufactured home, i.e., trailer, mobile home, double wide, etc., is complete and utter garbage. Whether they sit on a permanent foundation or not, banks still classify them as "temporary" or "moveable" and don't want to lend on them. Insurers don't want to insure them. Yes, you will eventually find companies to provide these services, but you will pay significantly more for them over standard stick built housing.

Quality wise, they are garbage, built with the cheapest of the cheap materials, quality so low that these same components are not allowed (by code enforcement) in standard stick framing. If China could build a house for the market place, it would be a manufactured home.

Another poster mixed "manufactured" with "modular". While both are built in a factory, a manufactured home is built to completion, then permanently mounted onto a trailer frame and towed to the site in once piece, whereas a modular home is built in wall and floor sections, crated on a freight truck and hauled to site in a million pieces, where it is then assembled on site and finished as a normal stick frame home would be. Modular homes are a much higher quality version of a standard stick framed home and are no different in the eyes of lenders and insurers.

As for value/resale value, it really depends on your location. If you live in Trailerville, USA, then they will be cheap, plentiful, and quite possibly not have the financing or insurance issues of areas such as mine where trailers in the wild are uncommon, here they tend to be localized to "parks" and do not command the same values as stick built homes.

Repairs can be an issue as well. As previously stated, they are made with the cheapest of the cheap materials and you can only get replacement parts from a mobile home supplier. You would guess correctly that these repair materials are also much more expensive than what the local big box sells for conventional homes. And, finally, finding a qualified repair person to work on them will be commensurate with how prevalent trailers are in your area. Not everything is "proprietary", but you don't just start hacking into one either, especially the more, shall we say, "rustic" it is. You can, of course, convert the proprietary items to more conventional stuff from a big box, but it isn't a direct fit bolt-on type of deal.

Well said! thumbsup


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Re: Opinions on manufactured homes [Re: ram_man] #5165993 07/20/19 04:06 AM
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Lots of honest advice above from different people.

I do agree to buy a regular house with cinder block construction.

Re: Opinions on manufactured homes [Re: A_Spruce] #5166012 07/20/19 05:10 AM
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I didn't "mix" them beyond indicating that a "manufactured" home can be either type and the OP should clarify this.

Re: Opinions on manufactured homes [Re: ram_man] #5166014 07/20/19 05:17 AM
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Originally Posted by ram_man
We are considering buying a manufactured home that my fiance's bosses niece owns it seems very nice 1600 square feet. New roof new flooring ECT the home is from 2001 and is on 2.25 acres and is on a permanent foundation with crawl space and vents. Was hoping to get some of your opinions on buying something like this. Are they a decent investment? How do they compare to living in a stick built home. I look forward to all your input.

No.


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Re: Opinions on manufactured homes [Re: ram_man] #5166042 07/20/19 06:25 AM
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My sister and BIL had a modular house erected. The modules have to be well constructed. They weren't. A shame because the process, done properly, should make a better product than the normal house.


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