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No title after 2.5 months? #5137807 06/18/19 06:18 PM
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Shaman Offline OP
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I purchased a car from a dealer on 4/6, and have yet to receive the title. I was told the car had a lien in Texas. How long should I wait, and is there a point to asking for a refund since I can’t get the title?

Re: No title after 2.5 months? [Re: Shaman] #5137809 06/18/19 06:21 PM
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CrAlt Offline
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You should have never taken the car with out a title. If it has a lien then you don't own it.
Good luck.

Re: No title after 2.5 months? [Re: Shaman] #5137819 06/18/19 06:31 PM
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What kind of dealer was this? Selling a car with a clouded title is despicable.


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Re: No title after 2.5 months? [Re: Shaman] #5137821 06/18/19 06:34 PM
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I'd talk to the authorities in your own state.

Do you have an application for a title, like a carbon-copy?

Dealers are/ should be bonded, so you should have a way to get one. A negotiable title is "guaranteed" when you buy from a dealer and pay the whole thing off.

Re: No title after 2.5 months? [Re: Shaman] #5137824 06/18/19 06:39 PM
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antonmnster Offline
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Pretty normal around here, even fast.


2007 BMW 335i n54 210,000 miles, lubricated by whatever is on sale
Re: No title after 2.5 months? [Re: Shaman] #5137848 06/18/19 06:59 PM
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earlyre Offline
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when i bought the Cmax, a month went by, no memorandum title. contact my salesperson, she looks into it.
the folks who traded the car in, still had a lein on it. when the dealership paid it off, the bank sent the title to the prior owners( couple in their 80's), not the dealership.

within a week, they had gotten the title, done the processing they needed on their end, and sent me the Memorandum title. they also sent me a $20 check to cover the fine just in case it ended up being more than the 45 days Ohio allows you transfer your registration. (luckily i had traded a car in, so we could go that route, instead of the 30 temp tag.)

this was also a multi state transaction.
the dealer is about a mile on the Ohio side of the Ohio/Indiana line. prior owners live in Indiana, I'm in Ohio.

Last edited by earlyre; 06/18/19 07:12 PM.

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Re: No title after 2.5 months? [Re: eljefino] #5137878 06/18/19 07:26 PM
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Shaman Offline OP
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Originally Posted by eljefino
I'd talk to the authorities in your own state.

Do you have an application for a title, like a carbon-copy?

Dealers are/ should be bonded, so you should have a way to get one. A negotiable title is "guaranteed" when you buy from a dealer and pay the whole thing off.


Yes, I have paperwork from the dealer. It is a multi-location dealer across the street from my apartment. Chevy and Nissan here.

Re: No title after 2.5 months? [Re: Shaman] #5137905 06/18/19 07:55 PM
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Fawteen Offline
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Originally Posted by Shaman
I was told the car had a lien in Texas.


That was your first mistake.

If I purchase a vehicle, even from a dealership, I walk away with the signed, clear title. No exceptions, period. Next stop is the county courthouse to have it transferred-usually within an hour of purchasing the vehicle.

Contact the selling dealer, and if they even start to give you any problem get your attorney or the attorney general's office involved.

Re: No title after 2.5 months? [Re: Shaman] #5137934 06/18/19 08:29 PM
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twoheeldrive Offline
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You've got trouble. That car is not yours... without a title you have nothing.

I was in a situation like that years ago. I paid cash for a car from a small lot. The seller promised that he would have the title "any day". Well, days turned into weeks and they guy stopped taking my calls and was always "out" when I showed up at his place of business. I got worried and hid the car in a warehouse. I guess I was a big enough PIA that he finally got me the title... he met me in a Quick Trip parking lot... talk about a shady character. Shortly after that, I heard that the guy went broke and skipped town. I was lucky. He hung a lot of folks out to dry.

I hope you're lucky.

I don't like those little mom and pop "pot" lots. The last time I bought a car from one, I made them prove that they had title to it before I gave them a penny.


... using Mobil 1 since 1976.
Re: No title after 2.5 months? [Re: Shaman] #5138269 06/19/19 08:02 AM
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Originally Posted by Fawteen
Originally Posted by Shaman
I was told the car had a lien in Texas.


That was your first mistake.


Yeah, I have to agree with that.

The new state probably isn't issuing the new registration & title due to the lean or maybe even the old title had multiple sigs and one is missing???

Re: No title after 2.5 months? [Re: Shaman] #5138308 06/19/19 09:13 AM
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The dealer made it known to you that the title had a lien on it?

They should deal with this all the time given lots of trade-ins still have a balance owed on them.


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Re: No title after 2.5 months? [Re: Shaman] #5138341 06/19/19 09:55 AM
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CKN Offline
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This is not uncommon and laws vary. A dealer will take a car in trade in that isn't paid off. If the dealer resells that car quickly-it will still have a lien that the dealer would be in the process of paying off. What is unusual wit the OP's post is it is taking a little long.

The DMV can help with this to sell if there is a new application for title in the state where all this is taking place.

Buying a used vehicle without a clear title is not uncommon (when a balanced is owned by the previous owner).

Some of the advice above is not accurate.

Last edited by CKN; 06/19/19 09:59 AM.
Re: No title after 2.5 months? [Re: Shaman] #5138382 06/19/19 11:06 AM
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NDL Offline
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Originally Posted by Shaman
I purchased a car from a dealer on 4/6, and have yet to receive the title. I was told the car had a lien in Texas. How long should I wait, and is there a point to asking for a refund since I can’t get the title?


I don't want to write a discouraging reply, but here's the truth:

Cars have gotten so expensive, that the vast majority of dealerships do not, and cannot, "own" their entire inventory. For that reason, much of the inventory on any dealer's lot is owned by the bank.

In your situation, my hope is that when you bought the car, the dealer went to the bank and satisfied the loan. From there, it *can* take quite a bit of time to secure the title from the bank, unfortunately.

Re: No title after 2.5 months? [Re: NDL] #5138396 06/19/19 11:33 AM
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Originally Posted by NDL
Originally Posted by Shaman
I purchased a car from a dealer on 4/6, and have yet to receive the title. I was told the car had a lien in Texas. How long should I wait, and is there a point to asking for a refund since I can’t get the title?


I don't want to write a discouraging reply, but here's the truth:

Cars have gotten so expensive, that the vast majority of dealerships do not, and cannot, "own" their entire inventory. For that reason, much of the inventory on any dealer's lot is owned by the bank.

In your situation, my hope is that when you bought the car, the dealer went to the bank and satisfied the loan. From there, it *can* take quite a bit of time to secure the title from the bank, unfortunately.


THIS^^^^^^^^^^^^^^^^^^^^^^an accurate reply.

Re: No title after 2.5 months? [Re: Shaman] #5138414 06/19/19 11:58 AM
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You will most likely get your title soon, but for future purchases I would insist on having the title in hand when buying a vehicle.


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2006 Mazda 3 2.0L - 186k miles
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